TITHING & OFFERINGS
BUDGETING BASICS
THE DEBT TRAP
Investing 101
FINANCIAL WILDCARD
100

This percentage is the Lord’s standard for a full tithe.

What is 10%?

100

A budget is this kind of plan.

What is a spending plan?

100

Debt is essentially borrowing from this.

What is your future?

100

Investing means letting your money do this.

What is work for you?

100

This is the first thing you should do when you get your first paycheck.

What is pay tithing?

200

Paying tithing first helps us show this Christlike attribute.

What is faith?

200

This category should always come first in a budget.

What is tithing?

200

This type of debt is the most dangerous due to high interest.

What is credit card debt?

200

This type of interest grows your money faster by earning interest on interest.

What is compound interest?

200

This fund helps you handle unexpected expenses without going into debt.

What is an emergency fund?

300

These voluntary contributions help the poor and support Church programs.

What are offerings?

300

Food, housing, and transportation are examples of these.

What are needs?

300

This plan helps you eliminate debt by paying off the smallest balance first.

What is the debt snowball?

300

This type of investment spreads risk across many companies.

What is compound interest?

300

Buying things because “everyone else has it” is an example of this financial trap.

What is peer pressure spending?

400

This blessing is promised in Malachi when we pay tithing.

What are the windows of heaven opening?

400

This habit helps you avoid overspending by tracking where money goes.

What is recording expenses?

400

This financial principle is lost when you owe money — especially to high‑interest lenders.

What is freedom?

400

This factor matters most in long‑term investing — more than picking the perfect stock.

What is time?

400

This is the difference between what you earn and what you spend.

What is margin or savings?

500

Tithing teaches us this principle — that everything we have belongs to Him.

What is stewardship?

500

This rule suggests saving at least 10% of your income.

What is the pay‑yourself‑first rule?

500

The manual teaches to avoid debt except for these three possible exceptions.

What are education, a modest home, and a modest car?

500

This is the term for how much risk you can emotionally and financially handle.

What is risk tolerance?

500

This principle teaches that small, consistent financial habits lead to big long‑term results.

What is the law of the harvest?

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