College Costs
Gift Aid vs. Self-Help Aid
Crucial Terms
Aid Terms
Realistic Student Budget
100

Total published tuition and estimated standard fees.

Sticker Price

100

Pell Grants

Gift Aid (Free Money)

100

Calculated number used by colleges to determine your total financial eligibility.

Student Aid Index (SAI)

100

The Free Application for Federal Student Aid is the single key that unlocks federal, state, and college-specific financial support.

What is the FAFSA?

100

50/30/20

Budgeting Framework

200

Actual cost after subtracting grants and scholarships.

Net Price

200

Federal Subsidized Loans

Self-Help Aid (Earned / Borrowed)

200

What does COA stand for?

Cost of Attendance

200

The Georgia State Financial Application is the application used to apply for many of Georgia State aid programs, including:

What is the GSFAPP

200

The "Predictable" Expenses

Fixed Costs

300

On-campus dorms, meal plans, or off-campus living expenses.

Housing & Meals (Room & Board)

300

State Scholarships

Gift Aid (Free Money)

300

Net Price

The real price you pay.

300

The "Flexible" Expenses

Variable Costs

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