Budgeting
Banking
Retirement
Career Options
Credit
100

Something necessary to live and function

What is a need

100

This is the name of the bank-provided card that allows you to withdraw money from your checking account at an ATM or make purchases directly from your account.

What is a debit card

100

What is the current retirement age?

What is 67

100

This term refers to the specific subject area that a student chooses to focus on during their college education.

What is a major

100

What is the max credit score you can get?

What is 850

200

What is an item that is bought without previous planning or consideration of long term effects.

What is an Impulse Purchase

200

This is the electronic transfer of money directly into your bank account, often used for paychecks

What is direct deposit

200

A retirement plan where an employer pays you a fixed amount of money every month after you retire, based on how long you worked and your salary.

What is a Pension

200

This term describes the main tasks and responsibilities associated with a particular job or career.

What is a job description

200

This type of credit inquiry occurs when you check your own credit report and does not affect your credit score

What is a soft inquiry

300

What does the 20% represent in the 50/30/20?

What is savings

300

This is the term for money added to your checking account, either through deposits or transfers

What is a credit

300

A retirement savings plan for employees of schools, hospitals, and some non-profits, where you can save money for retirement and it grows tax-free until you take it out.

What is a 403(b)

300

This type of degree is typically earned after four years of study at a college or university.

What is a bachelor's degree

300

This term refers to the maximum amount of credit you can access on a credit card or loan.

What is credit limit

400

How much of your living expenses should be saved in your emergency funds?

What is 3 to 6 months

400

This is the term for the extra money you earn on your savings account balance over time

What is interest

400

A retirement savings plan offered by many employers, where you can save part of your paycheck before taxes and invest it to grow your savings for the future.

What is a 401(k)

400

This document outlines your work history, skills, and qualifications and is typically required when applying for a job

What is a Resume

400

This factor, which accounts for 35% of your credit score, reflects your history of paying bills on time

What is payment history

500

This is a non-essential expense that can be adjusted or eliminated to free up money for other priorities

What is a discretionary expense

500

This government program insures deposits in savings accounts up to a certain limit, protecting your money if the bank fails.

What is the Federal Deposit Insurance Corporation (FDIC)

500

A government program that gives you money each month after you retire, based on how much you earned and paid in taxes during your working years.

What is social security

500

This type of role involves gaining insights into a specific profession by observing and learning from experienced professionals.

What is job shadowing

500

What are the three major credit bureaus that provide credit reports and scores?

What is Equifax, Transunion, Experian

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