Credit Scores
What is considered a good credit score?
750+
What is needed to open a bank account?
Social Security card, California ID, passport, birth certificate are needed
What are major credit card names?
Amex, VISA, MasterCard, Discover
What is the highest level of math needs to meet the A-G?
Math 3 and higher
How many CSU campuses are there?
23 campuses
Experian, Equifax and TransUnion
Where can you check your credit?
What is the difference between a savings account and a checking account?
type of account used over a long period of time, typically not connected to your ATM card and to save money - not used like a debit card
Checking account - is for daily purposes, paying bills
What does APR stand for?
is the yearly cost of borrowing money, expressed as a percentage, which includes interest and standard fees
D/F grades
What grades are not considered meeting A-G?
2.5
What is the minimum GPA needed to apply?
paying your bills on time, paying off your credit card monthly, etc
What will help improve your credit score?
What is interest?
money paid to you over time based on your balance
when you request money from a credit card
What is a cash advance?
What subjects can be validated by the second semester grade?
UCSD, CAL and UCLA
What are the most popular and impacted UC's to apply to?
Give an example of an installment credit?
car payments are this type of credit
an account with a set amount of money for a specific period of time that will accrue interest
What is a CD - Certificate of Deposit
credit history, payments, number of credit cards you have, how much you owe
What do credit cards take into consideration when offering credit and credit limits?
English
What subject needs to be taken all 4 years to meet A-G?
UC Merced
What was the last UC built?
payment history, amount of debt, type of credit determine this
How is credit determined?
Cashier' check, financial advising, loans, safe deposit boxes
What services do banks offer?
cash back, points, travel, etc
What are some perks of having a credit card?
PE and Health
What are some classes not considered to be A-G?
Western Undergraduate Exchange
What are WUE schooles?