Foundations
The office on campus that offers free financial coaching.
What is the Office of Financial Literacy?
Name one app mentioned in this presentation that you can use for budgeting.
What is Mint, You Need a Budget, or Wally?
The highest credit score.
What is 850?
The first step in improving your financial wellness.
What is planning?
The budgeting strategy in which you automatically route a specified amount from each paycheck at the time it is received.
What is "pay yourself first?"
What is 6 months after graduating or dropping below half-time?
The three major credit reporting agencies.
What is Equifax, Experian, and TransUnion?
It is the recommended amount of money for your emergency fund.
What is $500?
What is 50% to fixed costs, 20% to financial goals, 30% to flexible spending?
The postponement of monthly loan payments.
What is deferment?
The number of times you can obtain a free copy of your credit report.
What is once per year?
The average FICO score in America (+/- 5 range)
What is 695?
The range of money Americans generally spend on housing.
What is 25 - 35%?
The type of loans that don't charge interest when the student is enrolled at least half time.
What is Federal Direct Subsidized Loans?
The largest element that makes up your credit score.
What is payment history (35%)?