PERSONAL
DEBT
EMPLOYMENT
CREDIT
MISCELLANEOUS
100
The legal dissolution of a marriage by a court or other competent body.
What is Divorce?
100
Monetary charges imposed upon individuals who have been convicted of a crime or a lesser offense.
What are fines?
100
To be without or to have less than a necessary quantity of schooling.
What is Lack of Education?
100
A small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.
What is a Credit Card?
100
An estimate of income and expenditure for a set period of time.
What is a Budget?
200
Violent or aggressive behavior within the home, typically involving the violent abuse of a spouse or partner.
What is Domestic Violence?
200
A payment that a noncustodial parent makes as a contribution to the costs of raising her or his child.
What is Child Support?
200
Not having the most basic skills in literacy, numeracy and problem-solving deemed minimally necessary for meaningful employment.
What is Lack of job skills?
200
An individual's credit history that indicates that a borrower carries a higher credit risk of missing payments or defaulting.
What is Bad Credit?
200
The maintenance of a history of one's activities, as financial dealings, by entering data in ledgers or journals, putting documents in files, etc.
What is Record Keeping?
300
A personal loss that can affect you mentally, emotionally, and financially
What is a death in the family?
300
The process of budgeting, saving, investing, spending or otherwise in overseeing the cash usage of an individual or group.
What is Money Management Skills?
300
Employment Confined or restricted within certain limits.
What is Limited job opportunities?
300
No record of a consumer's ability to repay debts and demonstrated responsibility in repaying debts.
What is No Credit?
300
To require (something) because it is essential or very important.
What is a Need?
400
A person without a home, and therefore typically living on the streets.
What is Homeless?
400
Designed to help students pay for university tuition, books, and living expenses.
What are Student Loans?
400
A means of getting to and from work, home, or businesses.
What is Transportation?
400
A legal declaration that one is unable to pay one's debts and thus needs to have debts forgiven or reorganized.
What is Bankruptcy?
400
To have a desire to possess or do (something); wish for.
What is a Want?
500
A strong and harmful need to regularly have something (such as a drug) or do something (such as gamble).
What is Addiction?
500
To be without or to have less than a desirable quantity of money.
What is Lack of Finances?
500
A history of being convicted of crime.
What is a Criminal Record?
500
A summary of your financial history. Potential lenders will use this to help them evaluate whether you are a good credit risk
What is a Credit Report?
500
A journal used to record all of the checks, cash payments, and outlays of cash during an accounting period.
What is a Check register?
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