Investing
What gives you ownership in a company?
Stock
What is a money plan called?
Budget
What number shows your borrowing trust?
Credit score
What insurance covers doctor visits?
Health insurance
Where do you keep money safely?
Bank
What combines many investors' money?
Mutual fund
What rule is 50% needs, 30% wants, 20% savings?
50/30/20 rule
What card lets you borrow up to a limit?
Credit card
What insurance covers car damage?
Auto insurance
What account is used for daily spending?
Checking account
What reduces risk by spreading money around?
Diversification
What bias favors quick rewards?
Present bias
Name one credit reporting company.
Experian / Equifax / TransUnion
What is the out-of-pocket cost before help?
Deductible
Who insures deposits up to $250,000?
FDIC
What account grows tax-free for retirement?
Roth IRA
What makes losses feel worse than gains?
Loss aversion
What is the % of credit you're using?
Credit utilization
What life insurance builds cash value?
Whole life insurance
What lets you move money online?
Online banking (EFT)
What index tracks 500 big U.S. companies?
S&P 500
What theory uses reference points in decisions?
Prospect theory
What law explains loan costs?
Truth in Lending Act (TILA)
What insurance protects you from lawsuits?
Liability insurance
What rate affects all other interest rates?
Federal funds rate