Budgeting
Credit
Life Thingys
Education
Careers
100
When planning for the future and retirement, you may create an IRA... which stands for?
Individual Retirement Account
100
What are TWO examples of ILLIQUID assets?
Real Estate, Art, rare collections, etc.
100
Contract for renting an apartment is referred to as a:
LEASE
100
These are based on academic merit, artistic ability, or athletic prowess and you never have to repay them back:
SCHOLARSHIPS
100
Whenever you go to an interview you should bring a ?
RESUME
200
Longer-term savings with various withdrawal restrictions, nicknamed a "CD" which stands for?
Certificate of Deposit
200
The person responsible for making payments in the event that you fail to pay is called a?
COSIGNER
200
The payment you make to cover the cost of your insurance is...
your PREMIUM.
200
Borrowed money, repaid with interest is referred to as:
A LOAN
200
You go to a car dealership and they give you a blank contract and ask you to sign, your response is...
NO, you cray.
300
Your income that is subject to taxation is referred to as:
TAXABLE INCOME (literally in the wording people)
300
A number that summarizes your credit worthiness is called your...
CREDIT SCORE
300
The number one example of a LIQUID asset is what?
CASH
300
What does FAFSA stand for?
Free Application for Federal Student Aid
300
This retirement plan you partner with your employer with, and it gets its name from the IRS pension plan code...
401k
400
Part of budgeting is setting a SMART goal... SMART stands for?
Specific, Measurable, Actionable/Achievable, Realistic, Timely
400
THIS describes a consumer's credit record:
CREDIT REPORT
400
Rent should cost approximately HOW MUCH of your income?
Between 1/3 & 1/4 (one fourth is better).
400
What are the four primary types of financial aid?
Loans, Grants, Work Study, & Scholarships
400
What are at least one Resume tip and Interview tip?
........
500
Income remaining after taxes and mandatory charges is called your...
DISPOSABLE INCOME
500
The three criteria for credit worthiness are?
Character, Capacity, Capital
500
When you be Stingy, Check your statements often, Ask for your credit report often, and Maintain careful records you are practicing...
SCAM
500
What are your "three basic" rights as a renter of an apartment?
Freedom from vermin, discrimination, and unauthorized entry.
500
What's the difference between a W-2, W-4, and a 1040EZ?
W-2 is your yearly tax paperwork your employer sends you at the end of the year. W-4 is the employer withholding form you fill out describing how much in taxes you want withheld. 1040EZ is your tax return paperwork form.
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