Supplemental Health Insurance
If admitted to a hospital, what is the total Hospital Admissions Benefit in a SHI policy?
What is $3,500 once per year
Name 1 demographic that may benefit largely from the Emergency Accident Benefit
What is children
Name one "Protection Plan" that Disability can be factored into
What is:
Mortgage Protection
Paycheck Protector
Auto Loan Protection
What is $20,000
Name the Rider that can be added to either SHI or SHIP
What is the Christian Science Rider
If needed, what is the maximum length of time a SHI policy will pay for Hospital Confinement
What is 365 days (1 Year)
What amount does a SHIP pay for Hospital Admissions?
What is $2,500 once per year
What is the minimum Elimination Period for a STDI policy to start paying benefits?
What is 30 days
What is the minimum Elimination Period on LTDI?
What is 30 Days
If premiums are paid on either SHI/SHIP, these policies are considered...
If Intensive Care is needed, under the SHI policy, how much will this policy pay?
What is the maximum limit listed under Emergency Accident Benefit for the SHIP?
What is $250/day - 3 Days per year
What is the maximum monthly benefit for a STDI policy?
What is $3,000
What is the Maximum Elimination Period available for those looking for a 5-year Benefit Period.
What is 180 Days
Name at least one exclusion of the SHI/SHIP policy
What is:
Suicide/Self Harm
Cosmetic or elective surgery
Foreign treatment
What company is the closest relative and prime competitor to the SHI policy?
What is AFLAC
Name one of the four benefits a SHIP has that a SHI does not
What is:
Outpatient Surgery Benefit
Observation Benefit
Ambulance Benefit
Emergency Accident Benefit
What is the eligibility age range on STDI?
What is 18-59
What percentage can a customer save by being a Non-Smoker? (Applies to both STDI and LTDI)
What is 25%
Name something that would never be covered under a SHI/SHIP
What is a preexisting condition
What is the eligibility ages for a SHI policy?
What is 6-65
Under the Ambulance Benefit for the SHIP, what are the two limits for both ground and air?
What is $500 ground once per year and $1,000 air once per year
Name the three options for Elimination Periods within a STDI policy
What is 30,60,90
To what age is a LTDI Guaranteed Renewable until?
What is age 67
What is having or adopting a child (covered for 31 days)