Banking
What do you use when you put money in the bank at the bank?
What is "deposit slip?"
What are emotional tactics from advertisers?
What is "ways to get you to buy something by sound, visual, voice?"
What determines credit worthiness?
What is "Credit history, variety of credit, payment history?"
What are the three benefits of responsible credit card usage?
What is "More options, better interest rates, lower monthly payments?"
An __________ form is used to verify the identity and employment authorization of individuals hired for employment in the United States.
What is "I-9?"
Where do you add all your transactions to keep track of them?
What is "check register?"
What goes up during an inflation period?
What is "commodities, housing, general goods?"
Credit is the ability to ______________ money or access goods or services with the understanding that you'll pay later.
What is "borrow?"
To help against fraud it is not important to review all charges on your statement every month and report any suspicious activity or a lost card as soon as possible.
What is "False?"
The amount of taxes your employer withholds or deducts from your regular pay depends on the wages earned and how you fill out your __________ form.
What is "W4?"
What is "a check?"
When deciding to make a purchase, what should you consider?
What is "pros and cons, budget, needs, priorities?"
What are the three main credit bureaus
What is "Transunion, Equifax, and Experian?"
When using a credit card, keeping a low balance and a high credit limit is helpful for your personal finances.
What is "True?"
What types of taxes are employees required to pay?
What is "Federal, State, Local, Medicare, FICA, Social Securtiy?"
What is the difference between a deposit and debit?
What is "deposit-money goes in, debit-money comes out?"
What is it called when a retailer advertises, 2 for 29.99 shirts or buy 2 Red Bulls for 5.99?
What is "false advertising or pricing strategies?"
Installment credit is a ______________ loan, or a loan that is backed by collateral.
What is "secured?"
What is a co-signer and why are they important?
What is "someone that uses their credit score and history to help you obtain a loan, they are taking responsibiliy if you don't pay?"
Why is it important to review your pay stub regularly?
What is "Accuracy for hours, pay rate, identity?"
What should you check and compare every month?
What is "bank statement?"
What does the PACED model stand for?
What is "Problem, Alternatives, Criteria, Evaluate, Decision?"
What are the two types of credit inquiries used to pull your credit history?
What is "hard and soft?"
What is the hightest number of credit cards you should have at one time and how low should you keep your balance?
What is "3 and 30%?"
If a savings account has a 5% interest rate and the current rate of inflation is 3%, how much would the account really earn?
What is "2%?"