BUDGETING
ACCOUNTING 101
TIME TESTED RESULTS
MANAGING PERSONAL DEBT
ELIMINATING DEBT
100
Poor financial management, credit card debt and catastrophic circumstances hinder people from doing this.
What is save money?
100
This is known as the value of what you own.
What are assets?
100
This percentage of 20 year olds will become disabled before they retire.
What is 20% (one in four)?
100
There are the three major credit reporting agencies.
What is Experian, TransUnion, and Equifax?
100
This is the number one cause of debt.
What are credit cards?
200
This percentage of adults do not have an emergency "rainy day" fund.
What is 28%?
200
This is known as the amount you owe.
What are debts?
200
This important coverage is a great way to protect yourself from unexpected illness or injury that prevents you from working.
What is short term disability insurance?
200
FICO scores can range between these two numbers.
What is 300 to 850?
200
The estimated average credit card debt per household is just under this amount.
What is $16,000?
300
Financial experts say you should build an emergency fund of this many months.
What is 3-6?
300
This is critical to being in control of your personal finances.
What is a budget?
300
If you are one of the many who receive a refund at tax time you are essentially doing this.
What is giving the goverment an interest free loan?
300
This is the median score according to FICO and the cutoff for most mortgage lenders.
What is 725?
300
This is the percentage of U.S. households that are carrying credit card debt monthly.
What is 43%?
400
These are two great ways to save on your food bill.
What is make a grocery list and stick to it and don't shop on an empty stomach?
400
Assets minus liabilities (debts) equal this.
What is financial net worth?
400
I can find a federal withholding tax calculator here.
What is IRS.gov?
400
This is a good way to improve your credit score.
What is make your payments on time?
400
This credit card should get paid off first.
What is the one with the highest interest rate?
500
This is a great way to save on transportation costs.
What is combine trips whenever possible?
500
You should be doing this in your checkbook at least monthly?
What is reconciling?
500
These are considered "long-term" investments.
What are savings bonds, certificates of deposit, stocks and bonds.
500
This percentage of consumers have an error on their credit report.
What is 20% (1 in 5)?
500
This is the average annual percentage rate (APR) charged on credit cards.
What is 13%?
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