Banking
Member-owned financial institutions that typically offer banking services at a lower cost
Credit Unions
Rate banks charge for lending to each other
Fed Funds Rate
This is the fixed interest payment that a bondholder receives, usually expressed as a percentage of the bond’s face value.
Coupon Rate
This term refers to the practice of spreading investments across different asset types to reduce risk.
Diversification
How many stock in the Dow Jones Industrial Average?
30
What does the FDIC stand for?
Federal Deposit Insurance Corporation
Name 4 of the Magnificent Seven stocks in the S&P 500
MSFT AAPL TSLA NVDA NFLX META GOOGLE AMZN
Bonds rated below investment grade, often offering higher yields due to increased risk, are commonly called this.
Junk Bonds
This type of stock represents ownership in a company and typically includes voting rights at shareholder meetings.
Common Stock
A type of investment fund that pools money from many investors to buy a diversified portfolio of stocks, bonds, or other securities.
The FDIC insures deposits up to this amount per depositor, per insured bank, for each account category.
$250,000
What is the term for the process of the UK leaving the European Community?
Brexit
This is the price at which a bond is originally issued and is typically set at $1,000 for corporate bonds.
Par or Face Value
Unlike mutual funds, this type of fund trades on an exchange like a stock and often has lower fees.
Exchange Traded Funds
This value compares a stock or portfolio's volatility or systematic risk to the market and provides an investor with an approximation of risk
Beta
Type of savings deposit that has a fixed term, and pays a higher rate of interest than a savings account
Certificate of Deposit
What is the Fed's target inflation rate?
2%
These two major credit rating agencies assign letter-based ratings to bonds based on their credit risk.
Fitch, S&P, Moodys
This alternative investment, often seen on “Shark Tank,” involves providing capital to early-stage startups in exchange for equity.
Venture Capital
This U.S. government agency oversees securities markets to protect investors from fraud and market manipulation.
SEC
Interest rate banks charge for its most credit-worthy customers
Prime Rate
What is SOFR?
Secured Overnight Financing Rate
This type of corporate bond allows the issuer to repurchase it before maturity, usually at a premium
Callable Bond
Tax-advantaged retirement account commonly offered by employers,
401K
An investment vehicle that allows individuals to invest in a portfolio of income-producing properties without owning real estate directly.
Real Estate Investment Trust