FL AUTO
To qualify for a Florida auto policy, the applicant must meet these 3 requirements to quote?
To offer Uninsured/Underinsured Motorist limits lower than liability, this must be received before binding.
What is a signed UM/UDM rejection or selection form?
This roof type is not acceptable for new business or renewal and must be declined.
What is wood shake or wood shingle
If a Texas home has an asphalt shingle roof that is more than 20 years old, this action must be taken.
What is decline the risk?
We can offer a 12 month price lock for new customers for automobile insurance under what condition?
What is They Bundle Home insurance with us and they are in a state that offers EAS.
This mandatory coverage in Florida pays 80% of medical bills and 60% of lost wages, regardless of fault.
What is Personal Injury Protection (PIP)?
Before offering coverage on a 2015–2019 Hyundai or Kia in California or Colorado, the customer must provide this documentation.
What is proof of factory-installed or updated immobilizer software
For all new CO home policies, this deductible is automatically applied alongside the Roof ACV endorsement.
What is a 1% wind/hail deductible?
For homes with metal roofs in Texas, these two forms are required before binding coverage.
What are the UL 2218 and the Cosmetic Damage Waiver?
Enhanced roadside assistance in Amica's EAS offerings, offer 4 benefits that regular roadside assistance coverage does not. Name two of them.
What is
What is the waiting period for new FL Automobile quotes?
What is 7 Calendar days
If a customer rejects Medical Payments coverage in Colorado but does not return the required form within 2 weeks, this happens automatically.
What is $5,000 of Medical Payments coverage is added effective as of policy inception?
If a CO home’s current or purchase value exceeds $1.2 million, this tool is used to determine replacement cost after 1/1/2025.
Myriad
This endorsement is included on all TX HO policy forms (except HO4) and covers hail/wind losses to roof surfacing at ACV.
What is the HO 23 05 ACV Loss Settlement endorsement?
A customer in Maryland is looking to cancel the policy. Before we process the cancellation, we must
What is, get a cancellation request in writing
This UM coverage option adds together the limits for all insured vehicles and increases the total protection.
What is Stacked coverage?
If a customer has a 2015–2019 Kia and starts their vehicle with this, no proof of immobilizer is needed.
What is a push button?
TM review is needed when a CO home has what type of roof?
What is Clay Tiles
If a home has this type of construction, it requires a home buyers inspection and additional manager review
Stucco Construction
These unique type of homes in Arizona are automatically declined.
What is: Earth ship homes
A customer adds another vehicle to their Florida auto policy. In what scenario is a new Uninsured Motorist rejection/selection form not required?
What is when they have matching Bodily Injury limits and stacked UM coverage
If a named household member’s driving history justifies refusal of coverage, this endorsement can be added with manager approval.
What is the Named Driver Exclusion?
If a home has Federal Pacific Stab-lok or Zinsco panels, coverage may only proceed if this is done within 30 days.
What is replacement of the circuit breaker panel?
When quoting a Texas home policy, these three optional coverages must be offered and we must document the customer's preference.
What are the buyback coverages for water damage, foundation damage, and mold?
Amica Will accept a new home quote in Florida as long as what conditions are met?
What is they are a current Amica customer and home was built in 2002 or later.