Important Reminders
This is the date that coverage will go into effect
What is January 1, 2024?
Dental, Vision, Life Insurance, Short Term Disability, Long Term Disability, is part of THIS provider
Who is Guardian?
RelyMD, Short Term Disability (STD), Long Term Disability (LTD), Basic Life/AD&D are part of THIS
What are free insurance products paid by FLFCU?
Loved ones, Family, Friends, Wills and Trusts, Charity Organizations are all examples of THIS
Who are people I can list as a beneficiary?
October 21, 2024 to November 1, 2024 are important dates for THIS
What is our Open Enrollment dates?
Employee Only, Employee + Spouse, Employee + Children, and Employee + Family
What is coverage levels I can enroll in?
Age 26 for dependents is the last day of THIS
What is the last age a child is covered on our insurance?
THIS plan comes with a Health Savings Account (HSA) that FLFCU puts free money in for you to use
What is the UMR HDHP?
Clarissa Rosales, crosales@firstlightfcu.org, 915-564-3332 information
Who is a person I can call for help?
THIS benefits counselor helps you find which elections will work best for your unique life situations and needs.
Who is ALEX?
Dollar for Dollar up to 5%
What is the match that FLFCU contributes to our 401K?
Voluntary Life/AD&D, Voluntary Spouse Life/AD&D, Voluntary Child(ren) Life/AD&D, Critical Illness, and Accident Insurance are part of THIS
What are voluntary insurance products I can enroll in?
If you do not do THIS, you not be re-enrolled in the Flexible Spending Account (FSA) or Health Savings Account (HSA)
What is make an election and enroll into the 2025 FSA or HSA accounts?
Guardian Uprise can help with Substance Abuse, Relationship Issues, Self-Help, Stress and Anxiety, Financial Issues, part of THIS plan
What is our Employee Assistance Plan (EAP)?
You get two annual cleanings and x-rays as part of THIS preventative coverage.
What is dental insurance?
A fixed amount for a covered service that you pay when you see a physican with our UMR PPO or UMR EPO
What is a co-payment?
Only if there is a qualifying life event, can we do THIS after Open Enrollment has closed
What is change my benefit elections?
THIS new provider is bringing Critical Illness and Accident plans to FLFCU
Who is MetLife?
Age 26 for dependents is a date to remember THIS will happen.
What is the last age a child is covered on our insurance?
Paycom Online, Paycom App, Paycom Benefits
What is where I can make my benefit insurance elections?