Education
Pay back every _ to avoid excess debt.
What is a loan?
Pay off all of my loans and/or credit to avoid...
What is debt?
Find a _ that is attuned to my needs (account type, rates, convenience, features, lifestyle, etc.).
What is a bank?
Establish good...so that the cost of money is less.
What is credit?
Make sure to read this before purchasing an item.
What is the fine print?
To pay the full amount owed and on time.
What is paid "as agreed"?
Pay all of my debts fully and on time to avoid them getting sent to a...
What is a collections agency?
Have good credit so that these rates are reasonable.
What is interest?
Become this kind of person who questions the sources of information that is put in front of them.
What is a healthy skeptic?
Have a low...so that I make more than I owe.
What is debt-income ratio?
Maintain good financial practices so that these businesses don't record negative credit reports which typically last from 7-10 years.
Put money toward an...for a profit.
What is an investment?
Avoid this tactic used to collect my personal information.
What is risk-based lending?
In this type of market, it is important to make sure that private businesses do not always have the consumers best interest at heart - and so, it is important to be a healthy skeptic by questioning and fact checking the information I, a consumer, am given.
What is a free enterprise?
Maintain a high...so that banks, landlords, potential employees, etc. see that you are trustworthy and credible.
What is a credit score?
Avoid this type of lending where interest rates do not align with my (good) credit score.
What is predatory lending?
Have a good...so that banks, landlords, potential employees, etc. see that you are trustworthy and credible.
What is credit history?
Beware of making financial mistakes as they are typically recorded on your...for 7-10 years.
What is a credit report?