Resume
Career
Housing Deliberations
Credit Cards/Credit Score
Consumer Debt
100

The length of a resume for a student with little to moderate relevant experience. 

What is one page?

100

What all students should try to secure, often during the summer, that can be paid or unpaid that provides hands-on experience in their future career field.

What is an Internship?

100

Because of high closing costs, if you plan on moving within this number of years it is better to rent.

What is 5 years?

100

True or False: Credit cards are essential to building credit.

What is false?

100

Undergraduate borrowers can take out two types of federal direct loans.

What are subsidized and unsubsidized loans?

200

When applying for a job, you should review this document to tailor your resume to the employer’s needs.

What is a job description?

200

With this application, Liberty students can both find jobs and Internships AND schedule an appointment with their career coach.

What is Handshake?

200

This type of mortgage insurance might be required to buy if taking out a conventional loan with a down payment of less than 20 percent of the purchase price.

What is PMI (Private Mortgage Insurance)?

200

These two components comprise a monthly credit card minimum.

What is interest and principal?

200

Consumers who get their first credit card when they are this age accumulate the most credit card debt.

What is 22 or 23?

300

This section of your resume tells employers where you have worked. 

What is Experience?

300

The meaning of the acronym S.T.A.R. in an interview setting.

What is "Situation, Task Action, Result"?

300

When purchasing a house, the mortgage payment should not be more than this percentage of monthly gross pay.

What is 28%? (Ex. Monthly gross salary is $5,000. The mortgage payment should not be more than $1,400)

300

This is the average range for the interest rate of a credit card.

What is 16-26%?

300

This website allows you to check how much you owe in federal loans and who your student loan servicer is. (Fun fact: Nearly half of the borrowers had their servicer changed during the pandemic - and they may not even know it.)

400

This is what the acronym W.H.O. stands for when it comes to developing bullet points for your resume. 

What is "What you did, How you did it, Outcome of the task"?

400

The coach you should go to if you need help with DCPs (Degree Completion Plans) or to discuss your progress toward graduation. 

What is a College Success Coach?

400

When purchasing a house, the mortgage payment should not be more than this percentage of monthly gross pay IF YOU HAVE ADDITIONAL DEBT.

What is 36%? (Ex. Monthly gross salary is $5,000. The mortgage payment should not be more than $1,800)

400

Rule of thumb: Do not apply for more than one new line of credit every ___ months.

What is 6?

400

This is the average monthly car payment for a new car (a range of $30 +/- is accepted).

What is $765?

500

This type of format should be used to make it easy for employers and hiring systems to read.

What is ATS friendly or clean and simple?

500

The coach you should go to if you need help with Resumes, Cover Letters, LinkedIn profiles, and Mock Interviews. 

What is a Career Coach?

500

Before purchasing a house, these two action steps associated with debt and savings are recommended.

What is 1) Eliminating all high-interest and short-term debt and 2) Create an emergency fund?

500

To comply with credit utilization of your credit score, you should not spend more than this percentage of your available credit.

What is 30%?

500

These are the two main methods of aggressively paying off debt.

What is the snowball method and avalanche method?

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