Downtown Tampa
What coverages are Pedestrians and Bicyclists NOT entitled to?
APIP & MedPay
A Progressive insured driver strikes a pedestrian who has a valid GEICO policy. Whose coverage should be primary for PIP?
Progressive
If the policy has PIP 01, APIP 1 and Medpay 10, what is the total amount of coverage on the policy?
$185,000
What reserve line(s) should be opened on a claim with PIPA, APIP7 and Medpay 10 if the injured party went to the hospital and missed time from work?
Basic PIP-Medical Expense-Loss & Basic PIP-Income Loss-Loss
If the Injured party has a PIPA policy and is seriously injured and subsequently passes away from injuries due to the accident, what is the maximum payout for the policy?
$52,000
If a GEICO insured is injured while riding on a bus, whose PIP is primary to pay for the injuries?
GEICO
Our Named Insured has a PIPB policy. In the vehicle is Jack (NI) and their sister Molly who does not reside in the same household as Jack. Who would the deductible be applied to in this scenario?
Just Jack----Select all that apply
To use the OBEL coverage, what form must the injured party return?
NF13
What are the 4 things that PIP covers?
Medical Expenses, Income Loss, Replacement Benefits, Death Benefit
On a PIPB policy, who could a deductible be applied to?
Named Insured, Co-insured & Resident Relative
List the correct order for use of the NY coverages.
Basic PIP, OBEL, APIP, Medpay
How do you define indemnify?
To make whole; recover what has been lost; not a penny more or a penny less
List 3 exclusions to PIP Coverage.
Occupant of Motorcycle, Speed/Racing Test, Policy Cancelled, DWI, Intentional Act
List 3 things that are covered under MedPay but not covered under PIP.
Motorcycle, “DWI”, Funeral Expenses
What are 2 things that can be preapproved under the PIP coverage?
Dental & non-emergency plastic surgery over $250