My Lover In a Far Away Land (Fraud Types)
Daily Double! (For taking the easier one)
Vivian, an Italian refugee, needs me to send her 1500 dollars so she can come to the US to be with me. We love each other very much, but I have never actually met her.
Romance Fraud
Name 3
Accounts, products, and services that are most at risk for identity theft
Credit Reporting Agency. These are considered credit bureaus (Trans Union, Equifax and Experian) as well as Precise ID.
CRA
Recently, a certain non-member has become infamous within this branch for using his father to commit this type of fraud
Member/Vulnerable Adult Abuse
What does FACT stand for?
Fair and accurate credit transactions
Daily Double
Identified within these procedures as all staff pertaining to branch locations (including the Contact Center), Consumer Lending, and Business Services.
Frontline Staff
I'm just... you know... stopping by this branch to make a quick.... you know.... transaction... from my credit union.
Here is my suspicious drivers license from North Carolina!
Shared Branching/Cooper Fraud
Patterns, practices, or specific activities that indicate the possible existence of identity theft (don't overthink it!)
Red flags
Alerts that a consumer can have placed on their credit report when they suspect possible identity theft or if their personal information has been compromised. Here is an example:
Credit Alerts
My weekend hobbies include flying kites and floating this form of currency
Check Fraud
Daily Double
A written identity theft prevention program must include 1 of these 4 elements
Identify, detect, respond, update
Includes tellers, member services representatives, loan originators, individuals who open new accounts and all members of the Archives, Collections and Electronic Services Departments.
Member Contact Staff
I am applying for a mortgage loan, I am not Lloyd Christmas, but my ID says that I am.
Identity Fraud/Loan/Mortgage Fraud
Call this extension or email this address to get ahold of Fraud and Security
7541 or Dept.FraudSecurity@dfcu.com
Members on active duty have certain protections under this regulation.
Servicemember’s Civil Relief Act