1
1. Guarantee or near-guarantee of approval of loan, either explicitly stated or implicitly understood based on context
2. Requiring the user to pay an advance fee to obtain loan
Loan Fraud and Scam
1. a type of short-term loan that is typically due on the borrower's next payday. These loans are generally for small amounts and come with high interest rates and fees.
Payday loans
1. Guarantee of result or winning
2. Implying or admitting to have rigged the outcome of a game or match
3. Soliciting people to enable match fixing or looking for help or tips on how to fix a match or game
Gambling Fraud and Scam
1. Returns on investment are guaranteed or risk-free
2. Returns on investment or compensation is partly or fully based on recruitment of others to participate in the scheme
Investment or Financial Fraud and Scam
1. Content that offers to turn a certain sum of money into a larger one through flipping or trick or strategy involving any of the below, coupled with at least one of the secondary money flip fraud and scam indicators
Money/Cash Flip:
1. Money can be made quickly in exchange for using a bank account for a short time period
2. Asks for or offers of employment which is about accepting and transferring money to third parties using the victim's bank account
Money Muling
G
1. Content is claiming to collect money or financial support for charitable causes
2. Content claims that the donation is urgent or content emphasizes urgency. For example, the donation needs to happen soon, quickly, or if it doesn't occur soon someone will die or be severely harmed
3. Content includes bank accounts, card details, or other payment details on where money can be sent
Charity fraud and scam
The responsible is seeking non-sexual companionship or relationship, and is offering or asking for money or its equivalent in exchange
Romance Fraud and Scam
1. Content that falsely claims to represent, or speaks in the voice of, an established business or entity
Established Business/Entity Fraud and Scam
The offer is a false promise of money from government grants or any other governmental source of funding
Government Grant Fraud and scam
1. Membership in or joining an association, cult, religious sector.
2. Using black magic or spells or magical items (examples include spells, lucky charms, amulets, tokens, potions, magic wallet, etc.)
Tangible, spiritual or Illuminati fraud and scam:
1.There are promises for large savings on insurance compared to conventional insurance providers (at least 30% less)
2. Content that offers false, heavily discounted insurance
Insurance fraud and scam
1. The content contains a deceptive or vague job opportunity
2. The content offers work from home but the job title implies the employee cannot WFH
3. The content contains no job information, simply references a job vacancy
4. Job is guaranteed (example: "100% guaranteed job for anyone who applies")
Job Fraud and Scam
1. Delete or eliminate debt or reduce it by a particular amount in a set period of time
2. Stop or delete all debt collections or lawsuits
Debt Relief and Credit Repair Fraud Scam
1. Register at an off-site link
2. Contact off-platform or on-platform via private message
3. Content that offers a guaranteed reward of real money in exchange for users
Giveaway Fraud and Scam
Fake or forged documents
1. Offers sale of visas or green cards
2. Guarantees visa or green card approval
3. Offers solicitation, creation, sale, purchase or trade of fake or forged documents
1. Offers sale, purchase or trade of fake or counterfeit currency
2. Offers sharing, sale, purchase or trade of fake or counterfeit vouchers
3. using coupons or vouchers to purchase items the coupons or vouchers are not intended for (example: "use this shoe voucher, it worked to reduce Xbox price by 20%"); OR
using expired coupons or vouchers (example: "I'm selling expired vouchers, they still work!"
Fake or counterfeit currency
1. Content that sells fake diplomas, fake professional qualifications, and fake professional licenses.
Fake or forged educational and professional certificate
Content that involves buying, selling or trading of stolen credit cards or other financial instruments that can be used for unauthorized purchases
Carding Fraud and Scam
1. Calling for or offering product reviews/ratings
2. Content that offers buying, selling or trading misleading user reviews or ratings
Fake Review Fraud and Scam
1. Reference to a paid online service (either by naming it or by sharing its logo). Examples include but are not limited to Netflix, Spotify Premium, Youtube Premium, Digital news publications such as New York Times
Subscription Fraud and Scam
1. Content that involves sharing, selling, trading, or buying of, Future exam papers or answer sheets
2. Products or services that enable passing drug tests in an unauthorized manner
Cheating Fraud and Scam
1. Content that offers or asks for goods and/or services to manipulate measuring devices in order to bypass their authorized use
2. Content is calling for buyers, sellers, trades or shares of any of: manipulated, altered, or fake measurement devices
Device Manipulation Fraud and Scam
1. Promotion of products or services (including those from health professionals or health organizations) to cure, heal, or eliminate any of the following health conditions
Diabetes
Herpes
Thyroid
Psoriasis
Ebola
Cancer
Autism
Misleading Health Practices: