Credits
Personal Finance Pt 1
Personal Finance Pt 2
Career Interests
Semester 1
100

At school, what is a credit?

En la escuela, ¿que es un crédito?

A credit is to show that you have completed a class.

100

What does YTD stand for?

¿Que se significa YTD?

Year to Date

100

What is credit?

¿Que es credito?

the ability to borrow money based on a score that shows that you are trusted to pay the money back.

100

What is an informational interview?

Que es una entrevista informativa?

A set of questions (interview) you ask someone about their career and career path.

100

What does GPA stand for?

Que es el GPA?

Grade Point Average

200

How many credits do you need to be considered a sophomore?

¿Cuantos creditos necesitas para ser considerado/a del grado 10?

6 credits

200

What are the 5 steps of the Decision Making Process?


¿Cuales so los 5 pasos para el proceso de hacer decisiones?

  1. Identify a problem or goal

  2. Obtain information and consider your options

  3. Consider any consequences from your choices

  4. Make a decision (respond to the problem or goal)

  5. Evaluate your results

200

What is a personal budget?

¿Que es un presupuesto personal?

A plan you make for yourself where you decide how you will spend your income.

200

What is an internship?

¿Qué es una práctica?

An internship is an opportunity to gain experience in a specific career or industry by working for a company or organization for a fixed, limited period of time.

200

If you have all A's in school, what is your GPA?

Si tienes todas A's en la escuela, ¿cual es tu GPA?

4.0

300

How many credits did you receive from your advisory class this year?

¿Cuantos creditos recibes de tu clase de aviso cada año?

0.25 credits

300

What are the 10 factors that could influence how you make decisions?


¿Cuáles son los 10 factores que pueden influir en tu forma de tomar decisiones?

Age, Budget, Culture, Family Opinions, Feelings, Habits, Friends, Risk and Consequences, Time, and Values

300

What is the first thing you need when you want to start a budget?

¿Qué es lo primero que se necesita cuando se quiere iniciar un presupuesto?

A Goal to know what you need to save money for.

300

Who are 3 relationships in your life that you can consider as part of your "network"?

¿Quiénes son 3 relaciones en tu vida que puedes considerar como parte de tu "red"?

List 3 people in your life that could help you get a job. 

300

What is the valedictorian and Salutatorian?

¿Qué es el valedictorio y el salutatorio?

The valedictorian is the person with the highest GPA. The salutatorian is the student with the second highest GPA.

400

How is your semester 2 grade calculated?

¿Como se calcula tu grado del 2do semestre?

Q3 grade - 45%

Q4 grade - 45%

Exam grade - 10%

400

What are 3 different wage deductions that were covered in the notes?

¿Cuáles son 3 deducciones salariales diferentes que se cubrieron en las notas?

Federal Taxes, State Taxes, Social Security Taxes, 401(k)

400

What is the difference between being financially dependent and financially independent?

¿Cuál es la diferencia entre ser económicamente dependiente y económicamente independiente?

Being financially dependent, you expect someone else to provide for you like a parent/guardian. Being financially independent means that you make your own money through a job or side hustle. 

400

What is the difference between an informational interview and job shadowing someone?

¿Cuál es la diferencia entre una entrevista informativa y el seguimiento del trabajo de alguien?

In an interview you learn about a career by asking someone questions and while job shadowing, you learn, firsthand, by following them do their job. 

400

What is self-awareness?

¿Qué es el autoconocimiento?

Self awareness is having a strong understanding of oneself.

It is being aware of:

- Who you are

- Your feelings

- Your motivations

- Your desires

500

According to our notes, what are the 2 ways you can make up a missing credit?

Usando las notas, ¿cuales son 2 maneras en que puedas recuperar un crédito?

Summer school or during your senior year

500

What is the difference between Gross Pay and Net Pay?

¿Cuál es la diferencia entre el salario bruto y el salario neto?

Gross Pay is the money you agree to receive before any deductions and Net Pay is the money you will take home after the deductions.

500

From the notes, what are the 2 reasons that credit exists?

Según las notas, ¿cuáles son las dos razones por las que existe el crédito?

One of the few ways banks and lenders make money is through fees and interest they receive. 


It makes it easier for people to buy expensive items without having the money. 

500

How does an employer or someone wanting to hire you for a job use social media to determine if they are going to hire you?

¿Cómo utiliza un empleador o alguien que quiere contratarte para un trabajo las redes sociales para determinar si te van a contratar?

They look at the image you have online to see if it is inappropriate or if it goes against what you wrote in your resume. 

500

What is emotional awareness?

¿Qué es la conciencia emocional?

Emotional awareness is being able to identify our emotions and they affect you.

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