College
The first step in requesting admission to an institution of higher education.
Application
40
written record of income and expenses during a specific time frame, typically a year.
Budget
The rate charged for borrowing money usually expressed as a percent of the amount borrowed
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Interest Rate
a job or profession.
Occupation/Position
A 2 year degree earned after successfully completing a required program of study in a community or technical college.
associate's degree
additional pay given to employee as incentive or reward
Bonus
everything you own that has any monetary value, plus any money you are owed.
Asset
A yearly fee that may be charged for having a credit card, independent of how you use the card
Annual Fee
a long-term loan you use to finance a real estate purchase, typically a home
Adjustable rate mortgage (ARM)
A member of the college faculty or staff who assists students with planning quarter or semester schedules as well as their overall programs of study.
Advisor
A brief account of professional or work experience and qualifications, often submitted with an employment application
Resume
being insolvent, or unable to pay your debts.
bankruptcy
The maximum amount that may be borrowed on a credit card
A bank or credit account that is shared between two or more individuals which allows everyone named on the account to access the funds
Joint Account
The ceremony at the end of an academic year when students receive their degrees or diplomas (compare to graduation).
commencement
person or firm who employs people
Employer
What credit costs you each year, expressed as a percentage of the loan amount.
Annual Percentage Rate
A credit card benefit that pays the cardholder a small percentage of their net expenditures, often in cash, payment toward their balance, reward points, travel miles, or gift cards
Cash Back
Someone who legally agrees to take responsibility for a person's debt if they cannot repay it
Co-Signer
A unit of measure for college work.
Credit
tasks you must do on a job
Duties
money that is used to generate income or make an investment.
The number of days between a borrower's statement date and when payment is due, often without accruing interest
Grace Period
the term used to describe formal systems devised for the management of people within an organization.
Human Resources (HR)