Credit, Debit, and Money
The state of owing something such as money.
What is Debt?
traditionally a paper/electronic document issued by an employer to pay an employee for services rendered.
What is a PAYCHECK??
A quick statement about your strengths & skills
What is an Elevator Pitch??
What is the R. in SMART Goal Stand for?
R - Relevant??
is needed to pay for groceries, housing, education, entertainment, and so much more.
What is MONEY??
An unsecured line of credit bank card, which represents the fact that a bank/lender will lend you money.
What is a Credit Card
The starting hourly payment a person can receive in California is $14.
What is the MINIMUM WAGE???
Types of deductions from paychecks
What is State Tax, Federal Tax, SDI, Medical??
A cherished aspiration, ambition, or ideal that might be difficult to achieve. Usually no planning done to achieve.
What is a DREAM?
This word refers to where you live - you can rent or own and it can be stable or temporary.
What is HOUSING??
The cost of money paid by the borrower to obtain use of the principal, or received by the lender for providing the principal. Ex: Annual Percentage Rate (APR)
What is Interest?
4 year undergraduate degree in which students study a subject of their choice at an academic institution.
What is a bachelor's degree???
A profession that offers lower wages while on the job training
What is Apprenticeship??
The acronym part of SMART Goal that tracks the quantitative progress toward the accomplishment of the goal
What is Measurable?
This is something no one can take away from you and is the best tool to increase your income and quality of life.
What is EDUCATION?
A mathematical number used by lenders to determine if you are a good or bad credit risk.
What is a Credit Score?
A postsecondary educational institution designed to provide hands-on train students for a specific job/career.
What is Trade School??
Types of community resources
What is Internships, Libraries, Schools, informational interviews, sport teams, clubs??
A part of the SMART GOAL that is explained as "clearly defined or identified."
What is a SPECIFIC??
The three systems we talked about where people can hold power.
What is EDUCATION, MONEY, HOUSING?
A spending plan that tracks, estimates, and adjusts one's income and expenses over a period of time.
What is a Budget?
An assessment that connect an individuals skills, trait, and talents and classifies them into kinds of careers that might be a good fit.
What is the Holland Code
“Take-home pay” vs Before Deductions
What is Net Pay vs Gross Pay??
A part of the SMART goal that means "to be able to be brought about or reached successfully, or realistic."
What is ACHIEVABLE??
A growth in this specific resource can allow for more freedom and power in society...
What is INCREASING INCOME??