What's a Gesa?
One of the Gesa campus branches is in the CUB. Where is the other one located?
Spark
A person that buys shares of a company's stock is known as?
Shareholder
What is the term for when a car loses value over time due to wear & tear?
Depreciation
What do credit unions call their customers (because they own it)?
Members
What is a serious event you should always be saving for in case it happens unexpectedly?
Emergency
Which city in Washington state did Gesa originate from?
Richland, WA
What is the term for a marketplace where stocks and other financial instruments are traded?
Stock Exchange
What document should you always read in full before signing?
Contract
Credit Unions are not-for-_____ organizations?
Profit
What is the term for renegotiating the terms of a loan in an attempt to lower payments, rates, or term length?
Refinance
What is the money-themed name of the owl in Gesa’s logo?
Penny
When a company offers shares of its ownership to the public for the first time it's called an IPO, what does IPO stand for?
Initial Public Offering
What is the term for paying to use a car for an agreed-upon number of years?
Leasing
What are banks typically owned by (which is quite different from Credit Unions)?
Shareholders
What physical item is required to present in person when opening a bank account or transacting on it?
Valid Identification
What did Gesa originally stand for?
General Electric Supervisor's Association
What is the profit a shareholder receives from owning a stock, usually paid in cash?
Dividend
What is one thing that you legally must have to drive a car (other than a valid driver’s license)?
Insurance
Where must you live, work, or attend school to be a member of Gesa Credit Union (and many others)?
Washington State (and bordering counties)
When a certificate of deposit has reached the end of its term, what is that date referred to?
Maturity Date
In what decade was Gesa Credit Union founded?
1950s
This stock market index is viewed as a measure of how well the market is performing overall & contains the largest US companies.
S&P 500
As a general budgeting rule, what is the minimum percentage should you not exceed per month when calculating all car related expenses?
10%
What federal agency regulates and supervises credit unions in the United States?
NCUA (National Credit Union Administration)
This term, commonly used when discussing home loans, refers to a reduction in value over time
Amortization