Newly Licensed *
Before you can begin selling for an insurance carrier, you must get ______ with the carrier.
What is appointed?
Or
What is contracted?
Which carrier provides scholarships to the family members of the insured.
What is Forester (Financial)?
What is Term?
or
What is ROP?
What percentage does Foresters 20-Year-Term with Medical pay out?
What is 105%?
Use this carrier/product for high coverage, low premium.
What is NLG LSW Term?
Or
What is North American – ADDvantage Plus?
Prior to getting appointed, an agent must take _____ _____.
What are CE (continuing education) courses?
Which carrier is based in Canada and is a go-to for marijuana smokers?
What is Foresters (Financial)?
A life product that can last for a client up to age 120.
What is a permanent product?
What percentage does NLG FlexLife pay out at?
What is 100%
Go-to carrier/product with an insurance need of $500 or LESS for a death benefit.
What is Foresters - Strong Foundation?
Or
What is MOO - Term Life Express?
Term Product:
$250 Premium X 12 Months = 3000 Paid Point;
How much would an agent get paid at a 50% contact?
What 2 carriers only sell annuity products?
What is Silac and ANICO?
Carrier = NLG; IUL Products = ______
What are Rapid Protect and FlexLife?
What percentage does Forester Strong Foundation & Smart UL pay out at?
What is 125%?
Go-to carrier for final expense policies.
What is Mutual of Omaha (MOO)?
What are the 2 platforms used to write applications in?
What is iPipeline or Firelight?
The carrier sells Annuities, IULs, Term, Whole Life, and ULs, and is excellent for simple illustrations.
What is NLG (National Life Group)?
In Texas, this Silac product has a 7, 10, and 14-year surrender period, with a bonus option.
What is Denali?
What to carriers currently pay out on Monday - Friday?
What are F&G and NLG?
Go-to life carrier/product for an uninsurable client for coverage up to $500k?
Hint: Health License Needed.
What is Forester - Accidental Death & Dismemberment?
For permanent products, compensation is primarily based on the _____ , carrier rate, and an agent's contract level
What is Target Premium?
The newest 2 carriers to the PHP Family?
Hint: 1 has LTC products, the other appoints agents quickly.
What are Nationwide and Augustar?
4 types of permanent products, and which do we not sell?
What are WL, UL, IUL, and VUL products?
and
What is a VUL?
What percentage does F&G Accelerator plus pay out for age 0 -75?
What is 8%
Selling Point: Member Benefits, Builds Cash Value
Compensation Rate: 125%
Uses: Retirement Need/Permanent Coverage – Comfort ($500 or less)
Carrier/Product: ________ / _______