Careers
What percent of income do low-income families spend on on paying off debts?
40%
What does the FAFSA stand for?
Free Application for Federal Student Aid
True or False?
You should not attach any of your social network handles onto resumes, because a hiring manager is not going to care about your personal life on social media
False
Your friend and co worker is behind on homework and asks you to cover their shift for them. You agree because you could use the extra money. The day of, however, you’re really not in the mood and would rather hang out with your friends. It wasn’t even your shift to begin with and your friend is capable of doing it, it’s not they’re sick or anything. What should you do?
Take their shift. You already said that you would.
What are the main things that you see on a paycheck?
Personal information (name, address, social security number).
What is the average salary of the lowest paying jobs with a bachelor degree.
$40K
What are Private Student Loans?
Loans given by banks or credit unions, having a much higher limit, higher interest rates, and require a credit check.
True or False?
If a company uses an applicant tracking system (ATS) to collect and scan resumes, a human hiring manager may never even glance at any application that doesn’t fit the job criteria they’ve entered.
True
Your parents ask you to pick up your 10 year old sister at her soccer practice because they’re both working late. You’re busy doing school work when it comes time to pick her up. You think about texting her and seeing if she could find someone else to give her a ride home.
Pick her up, you already said that you would and it would be irresponsible to say now when it is time to pick her up, instead of prior to that time.
What is the pay period?
The time you worked for a specific time period.
What are the top 5 paying careers with a bachelor degree?
1. Computer Science
2. All Forms of Engineering
3. Statistics
4. Nursing
5. Management Information Systems
What are Direct Subsidized Loans?
Available loans to undergraduate students based on financial needs. These loans are subsidized by the government, meaning interest doesn't accrue while you're in school or during periods of deferment. But it does begin accruing when you graduate or drop below half-time status.
What are 3 tips for creating your resume?
1. Keep it short and to the point
2. Make each resume target the job you're applying for.
3. Get creative on how you present past history and experiences.
You’re asked to do a take home a test completely by yourself without help from others. After class your friend asks if you want to split the test up so you both only have to do half of the work. This is a pretty worthless test anyway. You know most of the stuff and it’s nothing that’s going to help you in real life.
Take the test alone. It may help more than you think in the future.
What is gross pay?
The amount of money you earned before deductions and taxes.
What are the top 5 paying technical/professional training jobs?
1. Dental Hygienist
2. MRI Technician
3. Respiratory Therapist
4. Engineering Technician
5. Aircraft Mechanic
What are Direct Unsubsidized Loans?
Available to undergraduate, graduate, and professional students regardless of financial need. Since these loans are unsubsidized, interest accrues when you take out the loan.
Finish this quote:
You can make more friends in two months by becoming ________ in other people than you can in two years by trying to get other people interested in you.
Interested
Since getting a job your parents have told you they expect you to pay for any “extras” in your life. They’ve mentioned clothes and going out with your friends and going out to eat as some of the things they expect you to pay for. At school you decide to join DECA to boost your resume. There’s a $25 fee to join. You’ll have the money to pay for it on your next paycheck but this is a school thing so you’re parents would probably pay for it.
If it's something that you decide to do, and is not directly related to school, it can be considered an 'extra' thing that you may need to pay for.
What are deductions?
The amount of money subtracted from gross pay earned for mandatory systematic taxes, employee medical benefits, and retirement benefits. Sometimes even charitable donations.
What is the lowest paying technical/professional training under $40K per year?
1. EMT
2. CNA
3. Hair and Nail Technician
What does the FAFSA offer?
Tuition and fees, room and boarding, books and supplies, transportation, etc.
What are 5 tips for interviews.
1. Be passionate about the job your applying for.
2. Show interest in the interviewee.
3. Research the company and casually incorporate your findings into the interview.
4. Confidently apply to the job you want, not necessarily the job you're qualified for.
5. Ask good questions at the end of the interview.
How does an inner sense of right and wrong help us be more responsible?
You are able to do more things that are right and it also help you to feel a sense of accomplishment and helps others around you.
What is social security?