Coverage and Exclusions
This exclusion prevents the CGL from acting as a warranty for defective work.
What is the Your Work Exclusion
This ship famously sank on its maiden voyage in 1912.
What is the Titanic?
This coverage part provides protection for Bodily Injury and Property Damage Liability.
What is Coverage A?
Contractors and manufacturers typically have substantial exposure in this area.
What is Products-Completed Operations?
A contractor with uninsured subcontractors raises concern because this may be inadequate.
What is risk transfer?
This exclusion generally removes workers compensation exposures from the CGL.
What is the Employers Liability Exclusion?
This actress played a character introduced as a runaway bride in Friends.
Jennifer Aniston
Bodily injury or property damage under Coverage A must generally be caused by this type of accident, including continuous or repeated exposure to substantially the same harmful conditions
What is an occurrence?
Manufacturing consumer products significantly increases this type of liability exposure.
What is Products Liability?
A subcontractor completed work two years ago, and now the completed work is causing damage. Coverage may still apply because the damage occurred within the _________ operations hazard.
What is products-completed?
This exclusion prevents coverage for repairing the insured's own defective product
What is the Damage to Your Product Exclusion?
This river is the longest in South America.
What is the Amazon River?
This coverage part addresses claims such as libel and slander.
What is Coverage B?
For habitational risks, fire protection deficiencies can increase the potential _________ of loss
What is severity?
Management of heights, falling objects, and safety requires careful review for this type of contractor.
What is tree trimming
These limits cap total covered payments during a policy period.
What are Aggregate Limits?
This actress became the youngest Emmy nominee for Lead Actress in a Drama Series for her role in a hit HBO teen drama.
Who is Zendaya?
This coverage provides certain medical expenses regardless of fault when policy conditions are met.
What is Coverage C (Medical Payments)?
This type of injury is a key concern when underwriting these Sports and Recreation facilities
Participant injury
This loss-control measure is often considered the most valuable for contractors.
What is a written quality control and training program?
One of our employees intentionally damaged a customer's property during an argument. The exclusion applies because the damage was expected or _________ from the standpoint of the insured.
What is intended?
This singer became the first artist to have songs from the same album occupy the entire Top 10 of the Billboard Hot 100.
Who is Taylor Swift?
'Bodily injury' means bodily injury, sickness, or _________ sustained by a person, including death resulting from any of these.
What is disease?
These potential allegations from product use make a Nutraceutical Manufacturer a greater underwriting concern.
Bodily Injury
A demolition contractor presents significant exposure to this type of catastrophic loss.
What is third-party bodily injury and property damage?