Americas & Asia
SGP
Singapore
SOW
Statement of Work
KSA
Kingdom of Saudi Arabia
Private Health Information
GDPR
General Data Protection Regulation (EU or European Union)
AAL or FCL
Automatic Acceptance Limit or Free Cover Limit
CSA
Consultant Service Agreement
GCC
Gulf Cooperation Council
PEPY & PEPM
Per Employee Per Year
Per Employee Per Month
SPA
State Pension Age (UK)
KSA
Kingdom of Saudi Arabia
MSA
Master Service Agreement
KYC
"Know Your Customer"
GMM
Group Major Medical
NHS
National Health Service (UK)
SINOT
Seguro por Iincapacidad No Occupacional Temporal (SINOT) translated to Temporary Non-Occupational Disability Insurance in Puerto Rico
TOBA
Terms of Business Agreement
VAT
Value Added Tax (used in many Asian, Middle Eastern and European countries)
GPA
Group Personal Accident
DPTAM
Dispositif de Pratique Tarifaire Maîtrisé translates to Controlled Pricing Practice Device (used in France to manage health care costs)
CONSAR
Comisión Nacional del Sistema de Ahorro para el Retiro translates to National Commission of the Retirement Savings System in Mexico
PDR
Plan Description Report
DHA
Dubai Health Authority
LOA
Letter of Authorization
PPK
Pracownicze Plany Kapitałowe translated to Employee Capital Plans in Poland