intro
what is the acronym for accidental death policy
ADP
How much coverage does a person receive for their Final Expense Protection?
30,000
What does the acronym S.E.A.T stand for
SHOW, EXPLAIN, ANSWER, TAKE advantage of TODAY
What is the acronym for Modified Whole Life insurance?
A.L.X.
Why do we ask how much income they bring home monthly?
To protect their income (Cause we're best friends obviously)
how much coverage does once get for an accidental death policy
Adult: 3000
Children: 1000
When would the discount card arrive in the mail?
10-14 days
What are four reasons people get life insurance
Income Protection
Mortage Protection
Headstart
Final Expense Protection
What is the timeline for a DUI for it to make you modified?
1 DUI in 12 months OR Multiple over the course of 25 years
How much does a policy have to be for us to swab someone who smokes?
100,000 all together
Acronym to build rapport with clients and what does it stand mean?
F.O.R. or Family Occupation Recreation
What is ONE word for Whole Life Insurance.
Permanent
In other words, -----------. If so, go ahead and Take advantage of them Today.
We anticipate that these benefits will make sense to you.
What is one word you have to listen very carefully for to see if that client is modified?
AND
What does O.P.A.I stand for?
Option to Purchase Additional Insurance
Whole Life Policies build what kind of values?
Abbreviation for Whole Life and Term Life
W.L. and T.L.
What shows up first on the Read-Off Letter video?
We'd like to thank you.
Darrel had controlled High Blood pressure and controlled Type 2 diabetes and is on medication. He also got a DUI 7 months ago. Is he modified?
What does K.I.S.S stand for?
Keep
It
Simple
Sweetie
Term Life Policies
Are renewable and convertible
Use two years of the client's annual income
Are 10- or 20-year terms
Income Protection Paragraph
On top of taking care of the money that is needed for final expenses, another major concern is how the surviving spouse continues to pay for all of the bills after half of the family's income has stopped coming in. The next video will explain the Income Protection benefit, so that won't be a worry anymore.
What is shown at the end of the Need for Life Insurance video?
The Term and Whole Life Insurance graft.
Does smoking make a person Modified?
No, not unless it goes along with a doctor's diagnosis.
What is a reason someone might not qualify for life insurance? (Smoking isn't one of them)
Senile Dementia
ALS
Prison
Being Hospitalized
Hard Drugs
AIDS
TERMINAL ILLNESS