Products & Services
What is the major difference between a Roth and a Traditional IRA?
Roth: You pay taxes now and enjoy tax-free withdrawals later
Traditional: Enjoy tax deferred growth now and pay taxes on withdrawals when you retire
Offering a member a CD has what key benefit?
Makes them money
In our core values, what does "U&I" stand for?
Unity and Innovation
Before changing our name to "Great River Federal Credit Union" and after chartering with several other trade groups what was the company's name?
St. Cloud T&L Credit Union
Name that jargon! What does DoD stand for?
Date of Death
Who are we partnered with for our Home and Auto Insurance Program
TruStage Insurance Agency, LLC
Talking with a member about OLB and how it allows you to check your balances and transactions from your phone highlights what key benefit?
Offers convenience
In our core values, what does the "C" stand for?
Community
What year did we merge with GEM Federal Credit Union?
2022
What are all of our branches?
Waite Park, Saint Cloud, Foley, Sartell, Minot, Niles, Sauk Rapids, Sauk Centre, Big Lake, and Virtual
We have a new service coming out soon, what is it called?
Hint: ____-to-_____ Transfer Service
Peer-to-Peer Transfer Service
an OLOC can offer what key benefit?
Offers them peace of mind
(or saves them money)
In our core values, what does "A" stand for?
Authenticity
What year did we change our company name to "Great River Federal Credit Union"?
1999
Who are our Mortgage Loan Officers?
Danny Anders and Jennifer Spicer
What two student loan options do we offer our members?
Undergraduate and Student Loan Refinance
Cross account transfers offers what key benefit to our members?
Saves them time
(or offers convenience)
In our core values, what does "R" stand for?
Relationships
When was our Credit Union originally chartered?
1948
What percentages cash back do our rewards cards offer? AND how are these rewards credited back to our members?
3% on gas, 2% on groceries, and 1% on all other purchases and their rewards are credited towards their current card balance
What three options do our members have regarding Home Equity?
Home Equity Line of Credit (HELOC), Home Equity Loan, and Interest-Only Home Equity Line of Credit
Spend and save gives our members the opportunity to take advantage of what key benefit?
Saves them money
In our core values, what does "E" stand for?
Empowerment
In 1948, what was the name of this Credit Union?
Machinists Federal Credit Union
How many Chief Officers do we have? And what are their full titles?