Pathways After High School
This pathway lets you start earning money immediately after graduating high school.
What is working full-time?
This grant gives foster youth up to about $5,000 per year for education.
What is the Chafee Grant?
This type of loan for school can be helpful if it leads to a better job.
What is a student loan?
These short-term loans often have extremely high interest and are risky.
What are payday loans?
This word means realistic paths after high school that lead to better jobs and stability.
What is Opportunity?
This 2-year college option offers associate degrees and transfer pathways.
What is community college?
This program waives the $46 per-unit enrollment fee at California community colleges.
What is the California College Promise Grant (CCPG)?
A reasonable car loan to get to work or school can be this kind of debt.
What is good debt?
Paying only the minimum on this type of account can keep you in debt for a long time.
What is a credit card?
This is money that helps students pay for college, such as grants, scholarships, or loans.
What is Financial Aid?
These programs train students for specific careers like electrician or CNA.
What are trade or vocational programs?
This guide created by JBAY explains financial aid specifically for CA foster youth.
What is the JBAY Financial Aid Guide?
Before borrowing, you should make sure you can afford this each month.
What is the monthly payment?
This term describes being stuck in high-interest borrowing that is hard to escape.
What is a debt trap
This type of 2-year public college offers associate degrees and transfer options.
What is Community College?
Attending a CSU or UC to earn a bachelor’s degree is this pathway.
What is a 4-year public university?
Programs like Guardian Scholars and NextUp are examples of this type of campus support.
What are foster youth campus support programs?
Good debt usually helps improve your income or stability in the future — true or false?
What is true?
If borrowing does NOT help your income or stability, it is usually this type of debt.
What is bad de
This California program gives free money specifically to current or former foster youth for education.
What is Chafee Grant?
This pathway may have the lowest upfront school cost but can limit long-term earnings without further training.
What is working full-time after high school?
To qualify for the Chafee Grant, a student must have been in foster care during this age range.
What is ages 16–18?
If the interest rate is low and the debt helps your future, it is more likely this type of debt.
What is good (building) debt?
Using high-interest loans just to pay everyday bills is usually considered this.
What is harmful debt?
This type of program trains students for specific jobs like electrician, CNA, or auto technician.
What is a vocational (trade) program?