Loss Adjustment Responsibilities
If insured solicits the adjusters advise about their farming operation what must the adjuster advise them?
What is...
To consult with an ag expert (County Agent etc.)
__________ is to determine by inspection whether information submitted is true and accurate through independent means in accordance with procedures.
What is...
To verify?
The insurable acreage of the insured crop in the county used to establish the approved APH yield,
production guarantee/amount of insurance, indemnity, as applicable.
What is...
a Unit? Unit structure types...
BU - OU - WFU - EU - EC - EI - ET - MCEU
Where the specific requirements for insurable share can be found?
What is...
The General Standards Handbook
What does CY stand for?
What is...
Crop Year
Where does the adjuster find specific requirements for the loss type and crop involved with the loss?
What is...
Refer to the LAM, LASH and Special Provisions
An inspection that requires all of the necessary verifications and determinations of production, acreage, practice, etc., to have been made on a unit prior to processing an indemnity payment, replant payment, or PP payment.
What is...
Final Inspection
OUs or further BUs (e.g., type, non-contiguous land, FSA FSN, etc.) defined in the applicable CP or SP are
not allowed for ____ ___________.
What is CAT coverage?
Seed, fertilizer, pesticides, herbicides, etc.
What are...
Inputs
When working on an inspection or claim verify whether the crop is insured in accordance with the__________________.
What is...
BP, CP, and SP
When should the adjuster review completed claim documents with the insured?
What is...
Always--At signing of the claim
GSI is an abbreviation for?
What is...
Growing Season Inspection
There are hundreds of endorsements and options available for crop insurance.
True or False
What is...
True
The amount of financial risk to have 100% share?
What is...
100%
According to the GSH, Category D Crops include: Name at least five crops.
What is...
Dollar Plan Crop includes the following: Citrus (Florida), Citrus Trees (Texas), Florida Fruit
Tree, Forage Seeding, Hawaii Tropical Tree, Hybrid Seed Corn, Hybrid Sorghum Seed, Peppers, Raisins, Sweet
Corn (Fresh Market), Tomatoes (Fresh Market-Dollar Plan).
When claim documents have errors, how must they be corrected?
What is...
Draw one line through mistake, correct, initial and date correction and note in Special Report.
Acreage or a unit can only be accepted by the AIP if it is determined from a crop inspection that the acreage meets the criteria for accepting unreported acreage as specified in the LAM
True or False
What is...
True
______________________is the dollar amount of insurance provided by the SCO (Supplemental Coverage Option) Endorsement for each
coverage level, type and practice.
What is...
Supplemental Protection
Contact person when marketing records are questionable?
Who is...
Who is your Field Claims Manager
The _____________________________ and
_____________________________ is used when a transfer of part or all the ownership/share of the insured crop occurs during the insurance period.
What is...
Transfer of Coverage and Right to Indemnity
Who verifies that the acreage on each crop planted is insurable?
What is...
The Adjuster
An inspection needed before insurance attaches is _________________________.
What is...
Pre-Acceptance Inspection
Endorsements and options that add supplemental coverage, exclude coverage, or otherwise modify
coverage are available for some CP. Endorsements and options generally:
What is...
(1) must be applied for on or before the SCD;
(2) are continuous and do not automatically transfer when a cancellation or transfer to another AIP is executed by the insured;
(3) only apply to additional coverage policies; and
(4) must be specified on the applicable form to be in effect for the current crop year.
Control what to plant, when to plant, cultivate, irrigate, harvest, spray…
What is...
to exercise managerial control
The _______ is an insured’s self-certification of the planting and other conditions of the perennial crop
used by the AIP to determine insurability and other requirements in accordance with the policy for Dollar Plans of insurance.
What is...
The PAW (Pre-Acceptance Worksheet)