Perils
Policy Language
Resources
Claims Workspace
Internal Guidelines
100

This peril requires us to assess the contents to determine whether or not they must be cleaned or replaced.

What is Fire and Water?

100

Where you can find the Debris Removal Limit.

What is the Additional Property Coverages?

100

This resource has an abundance of information and your Manager has shared links to this. 

What is KC article? 

100

You have to apply a special limit on the estimate, you check two places. 

What are the Loss Details section and the sublimit column on the estimate? 
100

You have currently 1 occurrence for attendance, you know the max is this before you get on a corrective action plan. 

What is two occurrences?

200

This Peril requires notice of the Police Department.

What is Theft?

200

This section has a list of words bolded throughout the policy demonstrating that they have a specific meaning.

What is the Policy Definitions?

200

This application has many folders including templates, information on handling claims, removal of claims, etc.

What is DE OneNote? 

200

For CRN claims, you must submit a template into this section for the vendor to be able to review the information regarding the policy and the wind/hail coverages.

What is the Timeline? 

200

Rebecca has two rules that she asks you check before coming to her for assistance. You go and check these. 

What are KC and OneNote? 
300

This Peril requires a weather report

What is Wind/Hail? 

300

The insured must have this in order to gain coverage review for their Main sewage line repairs.

What is the Service Line endorsement? 

300

Your insured filed a lightning claim and this vendor can go onsite to inspect their home damages to electrical equipment? 

Who is StrikeCheck? 

300

You have to apply this portion to the estimate that insured is responsible for.

What is the deductible? 

300

Documentation is an important part of the adjuster role. Rebecca always mentions that if it wasn't notated, ...

What is "It didn't happen"?

400

This Peril is usually confirmed when there's water coming in from under the doorframe. 

What is Groundwater? 
400
The depreciation becomes recoverable if they have this.

What is the Personal Property Replacement Cost endorsement? 

400

You have a homeowner's claim with a leak, no plumber or KTOR can find the leak. You assign this vendor to go onsite to perform water tests to find a source. 

Who is American Leak Detection? 

400

You just got approval from your manager on the estimate and payment, now you must go back into claims workspace and change the status of the estimate to this.

What is Completed? 

400

John Lennon and Paul McCartney were a part of this band.

What is The Beatles? 


500
This peril is known for being mistaken as theft and causes physical damages to property.

What is Vandalism?

500
The insured is not cooperating and won't send supporting documents needed for the claim, so we will send them an ROR letter with the this language.

What is the Insured's Duties After Loss?

500

You notice the insured is not being consistent with information they are sharing on the claim so you proceed to send a request for this team.

Who is SIU? 

500

You are handling an ALE claim. You need to get information for the template before submitting to your manager for review and approval, you need to send this assignment out first to get something important.

What is the Fair Rental Value? 

500

This Planet is known as the Red Planet.

What is Mars? 

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