Eligibility/POS
Niches
Commercial Package Policy (CPP)
Coverages
Hanover Fun Facts
100
$15,000,000 per location for annual sales or property values- no aggregate.
What are the maximum property and annual sales values that are eligible for the Hanover BOP and can be quoted on line?
100
Moving and Storage, Religious Institutions, Sports and Fitness, Schools, Chauffeured Transportation, Human/Community Services, Record Storage & Destruction Contractors
What are our Niche Programs?
100
$3,500 MP
What is the minimum premium on Hanover's CPP Product?
100
Special, Deluxe, Deluxe Bronze, Deluxe Silver, Deluxe Gold, and Deluxe Platinum.
What are the Hanover BOP Broadening Endorsements?
100
160+ years.
How long has Hanover Insurance been in business?
200
Technology, Veterinarians, Professional Offices and Services
What classes can Hanover provide Professional liability on a BOP?
200
With Niche Specific Underwriters
How can Hanover help you properly insure your client?
200
Restaurants, Churches, Hotels, Museums, Wholesale Clothing, Wholesale Plumbing Supplies
What are classes of business that Hanover does not write on the BOP but will consider on CPP?
200
Additional Insured’s, Aggregate per location, 25 per occurrence 50 aggregate with 500 deductible.
What coverage’s are included under Hanover’s Broadening GL endorsement without charge?
200
$5 Billion
What is Hanover's total volume including Chaucer?
300
www.hanover.com/scportal
Where would you go to find appetite information online with Hanover?
300
$25,000
What is the Maximum Premium for Small Commercial Niche business?
300
Advantage, Select, Choice, Deluxe
What are the extending endorsements used in the property section of the CPP policy?
300
Package, BOP, Auto, Workers Compensation, E&O All Lines of coverage
What coverage’s are available for a technology account?
300
Agency exclusivity/limited distribution Local Underwriting Broad/Innovative products Ease of doing business More focus on Innovation A True Commitment to Partners Unparalleled Responsiveness & Alignment
What is Hanovers value proposition?
400
Symbol that reflects straight through processing with no underwriting referral.
What is Green Thumbs Up (GTU)?
400
Small Commercial Portal Appetite Guide www.hanover.com/scportal
Where can you find eligibility criteria and supplemental applications for Niche Programs?
400
Property Values / Sales Values over $15M per location
What is one reason an account will be written on a CPP when a BOP class is available?
400
A&E Broadening Endorsements, Medical Offices Broadening Endorsements, Technology Broadening Endorsements, Accountant Broadening Endorsement, Contractors Broadening Endorsement, Dental Office Broadening Endorsement, Distributor Pac Plus Endorsement, Dry Cleaners & Laundry Customers Coverage Endorsement, Florist Broadening Endorsement, Garage Program Broadening Endorsement, Law Office Broadening Endorsement, Vet & Kennel & Groomers Extra Coverage Endorsement, and the Pet Services Broadening Endorsement.
What are Hanover's Industry Specific Broadening Endorsements?
400
Dedicated Licensed Agents Dedicated 1-800 numbers Sales support team for cross sell opportunities
What makes Hanover's Cumstomer Service Center stand out from our competitors?
500
Risk is acceptable with underwirter referral
What does the yellow telephone symbol mean in SmallCommSolutions?
500
Paper Applications to Underwriter
How do you submit Niche policies?
500
Contact Hanover Small Commercial Underwriter to review account
What to do with a new business opportunity that is under $50K and there is no BOP class available but CPP indication is yellow telephone?
500
Sign coverage, rental reimbursement, hired car physical damage,Lease Gap, Airbag Coverage & more
What is the Commercial Auto Broadening Endorsement?
500
41 Agents
How many agents are apppointed with Hanover in the PNW states (OR & WA)
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