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About our Credit Union
Did you know....
100

This type of checking account pays a higher interest rate and has potential ATM refunds.

What is KASASA Cash?

100

This is the cut off time for outgoing wire transfers.

What is 12:30 pm?

100

This is the year that our credit union formed.

What is 1953?

100

This is the number of paid holidays that HCCU employees receive yearly.

What is 11?

200

This is the insurance that covers the difference between your cars loan balance and the cars actual value.

What is GAP Insurance?

200

In DSUI, this is the quick key that gives you access to the New Datasafe Help screen.

What is Shift, F1?

200

These are the 2 regulatory agencies that regulate and often audit us as a credit union.

What is the California DFPI (Department of Financial Protection and Innovation) and NCUA?

200

This is the minimum age of Credit Cards authorized user.

What is 13?

300

This is the age you can take IRA contributions out without penalty.

What is 59 1/2?

300

In YODA, this is where you can find helpful info regarding our current Campaigns and Promotions.

What is the Marketing department page?

300

This is the foreign country where we once had several branches.

What is Turkey?

300

This is the type of mortgage loan that is not sold to Fannie Mae and offered in 3-1, 5-1, 7-1 terms.

What is an Adjustable Rate Mortgage (ARM)?

400

This type of service has a max one-day deposit limitation of $10,000. 

What is Mobile Deposit?

400

This is the number of days our members have to dispute an ACH transaction.

What is 60 days from the date the statement is received?

400

This is the number of board members and supervisory members that we have.

What is 8 board members and 4 supervisory members?

400

This is how many years, collectively, the Accounting and HR staff (Mimi, Connie and Diane) have been employed with HCCU. 

What is 87?

500

This is the Annual fee charged on each of our 3 types of Credit Cards.

What is $0 for Platinum, $0 for Saver and $15 for Secured?

500

This is where we send confiscated counterfeit bills.

What is the Dept of Homeland Security, US Secret Service?

500

According to our employee handbook, this is our desired long-term number of assets and members we are striving to obtain.

What is $500 million in assets and 40,000 members?

500

This Executive knows where the mop is located.

Who is Chad?

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