Insurance General
What is the purpose of health insurance?
What Is to provide financial protection against medical expenses
What is the term used to describe the maximum amount an individual has to pay out of pocket for covered medical expenses within a given time period? (¿Cuál es el término utilizado para describir la cantidad máxima que una persona tiene que pagar de su bolsillo por los gastos médicos cubiertos dentro de un período de tiempo determinado?)
What is out of pocket maximum (¿Qué es el máximo de desembolso?)
Who do you call for a leave of absence? (¿A quién llamas para un permiso de ausencia?)
What is Matrix (Matriz)
2. What is the term used to describe the amount an individual must pay out of pocket before their health insurance coverage begins?
What is a deductible
What is the purpose of a health insurance formulary? (¿Cuál es el propósito de un formulario de seguro médico?)
To list the covered medications and their associated costs ((Para enumerar los medicamentos cubiertos y sus costos asociados)
How long do you have to wait until FMLA kicks in? (¿Cuánto tiempo hay que esperar hasta que entre en vigor la FMLA?)
What is you must have worked 12 months and at least 1,250 hours (¿Qué es usted? Debe haber trabajado 12 meses y al menos 1,250 horas)
What is the term used to describe the fixed amount an individual pays for covered medical services after meeting their deductible?
What is a copayment
What is the term used to describe the amount an individual pays regularly to maintain their health insurance coverage? (¿Cuál es el término utilizado para describir la cantidad que una persona paga regularmente para mantener su cobertura de seguro médico?)
What is premium ¿Qué es premium?).
What is the purpose of a health insurance network?
What is to establish a group of preferred healthcare providers
What is the purpose of a health savings account (HSA)? (¿Cuál es el propósito de una cuenta de ahorros para la salud (HSA)?)
What is to save money for future healthcare expenses on a tax-advantaged basis (¿Qué es ahorrar dinero para futuros gastos de atención médica con ventajas fiscales?)
14. What is the purpose of pre-authorization in health insurance?
What is to obtain approval for certain medical services or procedures
19. What is the term used to describe the process of transferring the responsibility for payment of a healthcare claim from the policyholder to the insurance company?(¿Cuál es el término utilizado para describir el proceso de transferencia de la responsabilidad del pago de un reclamo de atención médica del titular de la póliza a la compañía de seguros?)
What is Reimbursement (¿Qué es el reembolso?)