Health Insurance
This type of insurance is provided by the federal government for people aged 65 and older and people with disabilities.
What is Medicare?
Enacted in 1935 during the aftermath of the Great Depression, this sweeping federal social welfare legislation established Social Security payments and workman’s compensation, though it notably omitted universal health insurance.
What is the Social Security Act?
This principle refers to the study of how scarce resources are allocated in healthcare.
What is economics?
The ACA prohibits insurance companies from denying coverage or charging more for these.
What are pre-existing conditions?
This act, passed in 1996 and amended in 2008, requires equal coverage for mental health and substance use disorders.
What is the Mental Health Parity and Addiction Equity Act (MHPAEA)?
These two principal public health insurance programs account for more than one third of the nations total health spending.
What are Medicaid and Medicare?
Financed through a 2.9% payroll tax split equally between employers and employees, this specific part of Medicare covers inpatient hospital stays, skilled nursing facility care, and hospice.
What is Medicare Part A?
This federal agency is responsible for the Healthy People initiative.
What is the U.S. Department of Health and Human Services (HHS)?
This online platform was created by the ACA for individuals to compare and purchase health insurance plans.
What is the Health Insurance Marketplace (or Exchange)?
This 2010 act extended mental health parity requirements to small group and individual health insurance plans.
What is the Affordable Care Act (ACA)?
This joint state-federal healthcare coverage program provides health coverage to eligible low-income individuals.
What is Medicaid?
Unlike Medicare, this means-tested, publicly funded program is jointly financed by federal and state governments but administered by individual states, resulting in varying eligibility rules across the nation.
What is Medicaid?
In health economics, this technique allows analysts to compare the relationship between healthcare "inputs" and "outputs/results".
What is cost-effectiveness?
The ACA has faced numerous challenges in this branch of government, including a 2020 review of its constitutionality.
What is the Supreme Court?
These three aspects of insurance plans must be equivalent for mental health and medical coverage under parity laws.
What are deductibles, copayments, and out-of-pocket maximums?
This type of insurance allows individuals to purchase coverage directly from insurance companies.
What is individual or private health insurance?
While Certified Nurse-Midwives (CNMs) are reimbursed at 100% of the physician payment rate under Medicare, this is the percentage rate at which other Advanced Practice Registered Nurses (APRNs), such as NPs, are reimbursed for the same services.
What is 85 percent?
The percentage of nursing positions that are unfilled, is a reflection of a shortage, where demand exceeds supply.
What is a vacancy rate?
The ACA aimed to expand access to these services to reduce the incidence of expensive chronic illnesses.
What are preventive health services?
Under parity laws, insurers must provide this type of coverage for mental health and substance use disorders.
What is equal coverage to medical/surgical benefits?
Known as Medicare Advantage, this insurance expands beneficiaries’ options for participation in private sector health care plans.
What is Medicare Part C?
According to a study cited in Chapter 17 by Schneider et al., despite spending the most on medical care, the United States consistently ranks last in overall health outcomes among this specific number of wealthy, developed countries.
Correct Response: What is 11?
In nursing, this term refers to the economic principle that balances the availability of nurses with the need for nursing services in the healthcare market.
What is supply and demand?
The ACA was enacted to address problems associated with these areas.
Theses 2 Senators co-sponsored the Mental Health Parity Act (MHPA) in 1996.
Who are Paul Wellstone and Pete Domenici?