MEDICARE
Name two advantages of Medicare
Choice of doctor for out-of-hospital services
Available to all Australian citizens
Reciprocal agreement between Australia and other countries allows Australian citizens to access free healthcare in selected countries
Covers tests and examinations, doctors’ and specialists’ fees and some procedures such as x-rays and eye tests
The Medicare Safety Net provides extra financial contributions for medical services once an individual or family’s co-payments reach a certain level
What is private health insurance?
A service in which members pay a premium for services not covered by Medicare
What does NDIS stand for?
National Disability Insurance Scheme
What does PBS stand for?
Pharmaceutical Benefits Scheme
No choice of doctor for in-hospital treatments
Waiting lists for many treatments
Does not cover alternative therapies
Often does not cover the full amount of a doctors visit
What a person pays for services
What is the maximum age you can receive benefits from the NDIS?
65
Describe the PBS
The PBS has been evolving since 1948. The aim was to provide essential medicines to people who needed them, regardless of their ability to pay. Medications are now subsidised.
Australia's universal health scheme
What are 3 incentives of private health insurance?
Private health insurance rebate
Lifetime Health Cover
Medicare levy surcharge
How much do you pay for medication listed on the PBS if you don't hold a concession card?
$39.50
What are the 3 ways Medicare is funded?
The Medicare levy
The Medicare levy surcharge
General taxation
Describe lifetime health cover.
People who take up private insurance after the age of 31 pay an extra 2% on their premiums for every year they are over the age of 30.
Can you receive NDIS benefits if your condition is not permanent?
No
It is not sustainable. There is not enough money to support all medicines available.