Disclosures
Avoiding Defects
PAYMENTS
REWARDS
NAME THAT ARTICLE
100

"This call _____ be monitored and recorded"

may

100

tp calls in and ask to have late fee waived on account, they are not listed on the account:

What is the proper way to handle this call?

We would ask to speak with the pcm/scm to ask permission on the account, if they are not available we would not release any information and not able to assist

100

When processing payments do you have to ask the cm what type of account is the payment being processed from?

Yes

100

where do you go to find out if cm is enrolled in the 5% cbb rewards for the current quarter ?

Rewards Hub 
100

if a cm has a overpayment , and request Refund 


What Article do we use?

Credit Balance and Account Payment Refunds Procedure

200

Is a "Required talking point " a Verbatim

No, but you are required to paraphrase and go over this talking point.

200

If a existing cm states they want to stop receiving mail, calls, emails, communications from us, what do we do next 

We would handle frontline and update cm Preferences under tab F8

200

Can a cm with an account in normal status process a payment using a debit card ?

No

200

In the rewards hub what tab can you find the specific rewards offered for that cm card ?

Required Talking Points 

200


What is the name of the article you can go to find out Account Info restrictions and exceptions



Release of Acct information procedure

300

When reading a disclosure if a word is abbreviated can you read it as an abbreviation or you must say the correct word it represents ?

You can do both

300


if a person has a disability that is mentioned on the call, what should the Agent do next



you would offer Assistance line for cm to call, refer to Article below; if they refuse you may continue to try to help cm

ADA Accommodations Handling for Americans with Disabilities ACt 



300

"Where do you transfer cm when they are facing hardship and need options to help with balance?'

CMA Current (not delinquent)- Pmt Assist Hardship- as long as payment is not past due

300

How long does it take for rewards to post to the reward bank ?

1-2 Billing cycles 

300


cm is locked out of their online account and stated they cant log in what article do we use 




Account Center Procedure 



400

On the Cell phone Consent Disclosures what are the required components to read to the cm?

You must read the entire Verbatim, including the name and phone number listed, after the cm has said the phone# to you

400

what must you provide to the cm when they ask what is the balance remaining on their promotional APR, ex: bt

YOU MUST READ THE APR DISCLOSURE VERBATIM

located in Orion from APR BOX 



400

what is the maximum late fee adjustments allowed?

Maximum of 3 CSE Late Fee adjustments allowed per account per 12 month rolling period.

400

what does it mean when a cm has a negative reward balance ?

They redeemed their reward balance then did a merchant return so the rewards are reduced based on the amount earned when the purchase was made.

400

cm wants to stop payment from tmobile, stated they are not supposed to be using this card. 

"What question do you need to ask a CM before connecting them to billing to dispute a charge?"



have you contacted the merchant, in this case T-mobile

500

what are you required to say if another person comes in on the call and what are you required to do next if they are not listed on the account


you must read the call recording disclosure verbatim, & notate the the account: pcm/scm gave permission to speak with the tp



500

What Verbatim is this?

The ___ _______ ___ will be either x% or $x, whichever is greater

cash advance fee

500


where do you transfer cm if their payment is pending/under review and they have further questions? 



CPS (Security)-Kitenet/Payment Review Team

500

How many elecrtonic deposits can a cm redeem from rewards per day ?

Cm can redeem 1 electronic payment per day by phone but more on account center or the mobile app 

500


Customer has an emergency but does not have enough available credit and has a pending payment scheduled for same day by payment cut-off time for the amount needed- what article do you use 




Authorizations-FORCED Procedure



M
e
n
u