CLIENT WITH MILITARY ID
I want to open an interest baring checking account where my disability checks can be directly deposited into.
veteran checking with a direct deposit form
I JUST GRATUATED HIGHSCHOOL AND GOT MY FIRST JOB AT THE COLLEGE I GO TO. IS THERE A WAY I CAN HAVE MY CHECKS GO INTO MY SAVINGS(INUTMA) BUT STILL ACCESS IT?
NO, BUT WE DO OFFER A STUDENT CHECKING ACCOUNT. AS A NEW PERSON TO BANKING THIS PRODUCT OFFERS YOU A SAFTEY NET OF NOT GOING INTO THE NEGATIVE BUT STILL LEARNING HOW TO DO BANKING ON YOUR OWN WITHOUT THE FEAR OF MISTAKES BEING MADE. THINK OF IT AS BUMPERS FOR BOWLING BUT INSTEAD FOR BANKING.
my brother and I recently opened up a new business. do you have any products that will help guide us down the right path as this is our first time running our own business.
we do offer two business checkings but if you would like to consult with a small business banker we can set you up with our business banker to make sure you have a grasp on the products/services we offer here to help your business grow.
I have a checking and savings account already, is there anyway to get more interest while keeping it in a savings account?
Yes! Our Connect accounts can earn up to 5% for using your debit card regularly and 3% if you use it at least 18 times a month. You can keep the same checking and savings account number and we can get you with someone to make the change.
I travel a significant amount, is there an easier way to let you guys knowing without calling or coming inside the branch so my card still works on vacation?
Yes, you can put in a travel notification of when and where you will be traveling! However, you can only do so if you have online banking enabled.
wife and I are looking for a house currently do you guys offer VA mortgage loans?
yes we offer VA loans/FHA loans and lot loans we can put you in touch with Chrissy Janusaitis
CAN I STAY IN THIS PRODUCT EVEN IF IM NOT A STUDENT ANYMORE?
YES BUT ONCE YOU TURN THE AGE OF 25 IT WILL AUTOMATICALLY CONVERT TO A REGULAR CENTIER CHECKING ACCOUNT. (EXPLAIN THE FEES WILL APPLY IF GOING INTO THE NEGATIVE/CHECKS BOUNCING/MONTHLY SERVICE FEE)
we have not built a website for our business just yet but we do want to broaden our customer base is there anyone who can help us?
small business banker
I have recently inherited a large sum of cash from my late Grandmother. I have never had this type of balance before; do you have any recommendations or offer anything that may benefit me making some extra money?
Indeed we do! We do offer investment services where they can provide you with financial guidance! I can even give you his Kevins contact information if you would like!
I am interested in buying land; however, it would be for commercial purposes, not residential. Would that still be through a mortgage loan officer?
I can get you in contact with one of our business bankers as they would be able to assist you since it is not residential.
I would like a debit card too but I do travel with my marine buddies, will I have any fees if we are out of state and I need to pull out cash from an atm?
well our debit cards do not receive fees at any all point ATM but if you open a veterans checking with us you receive 4 free noncentier atm withdrawls per month (other banks can still charge but centier will waive their surcharge fee for veterans)
SAY IM OUT AT A CLUB AND I LOSE MY DEBIT CARD WHILE IM AWAY AT COLLEGE, IS THERE ANYTHING I CAN DO TO PROTECT MY ACCOUNT?
YES, THERE IS A FEATURE IN THE DIGITAL BANKING APP THAT WILL ALLOW YOU TO TURN YOUR DEBIT CARD OFF IF YOU EVER LOSE IT. AFTER THIS YOU CAN GO TO YOUR LOCAL BRANCH/OR CALL CSC AND ASK FOR A NEW DEBIT CARD.
we will be selling shirts with all sorts of sayings on them for everyone. We currently only accept cash/checks but would like a way for our clients to pay with card can you help us with that?
We can refer you to our business partner at world pay, she can set you up with a terminal and even come in and show you guys how to utilize the machine.
I do not want all of my money tied up where I can't access it. Is there an account where I can earn higher interest, but still be able to conduct normal business?
We offer money market accounts that offer premium rates! The higher the balance, the better the rate! (Extra Points for Min Balance on High Balance Money Market to open)
I have multiple business accounts, is there a way to only have 1 log in for online banking if they are all separate EINs?
yes! that is considered a multi-tin login for all of the business accounts and personal!
If I can't make it to the bank to deposit some cash before a bill comes out how much of a fee do they charge for a Veteran checking?
$25 instead of $35
I have a savings with my mom on it and it says something weird like INUTMA but if I am away at college can I call and you guys move money for me from that account to my checking? Or how would that work?
First we would have to get you and your mom in here together to change the type of account you have so you can have access to it. if that is okay with mom then the account will appear on your Centier bank app and you would use the move money feature this way will help ensure you don't have to pay the $12 phone transfer fee.
we do an event every year where we go to high school sporting events to sell our shirts with the schools mascot on them but the parents always pay with checks and we end up with over 500 checks from just one sporting event. Is there an easier way to process these transactions other than us adding them up and bringing them in for deposit?
Yes we can partner you with our treasury management team and they can get you set up with one our scanners that will read and process each batch of checks you receive this will save you so much time and potentially money as there is a 0.25 fee for every item after 400 each month.
Are there any fees associated with the money market accounts?
There are no fees for the standard money market account, however, there is a $25 monthly fee if you fall under 100 racks for the high balance money market account.
I was going to go to France and ordered some currency for the trip. But the denominations were incorrect. What do we do now?
No worries, we can contact a member of the CPDT vault team as they handle foreign currency.
say I am out of town and unable to use the app what other way can I move money? and does it cost me anything?
you can always call the csc or the branch and we can transfer money on your behalf if you do decide to open a veterans checking we offer no fee phone transfers as opposed to the $12 phone transfer
sometimes I get out of work after the bank closes is there an easy way for me to still make sure my check gets deposited?
night drop/ or ez deposit atm (explain how the ez deposit atm works/available cash)
we will be using this account to operating funds and payroll but do you guys offer some sort of product that will help us keep track of what's going in and out?
sounds like you need autobooks, this is a product that will help track all your expenses between all of your business accounts/ it is also utilized as a budgeting tool.
How often is the interest paid for these accounts? Is it every quarter or annually?
Interest is paid monthly on all balances!
My Accountant needs statements and check images from last year. Is there anyway for him to be able to access this from the business account if he is not a signer?
Yes! You can add him as a "Subuser" to online banking and grant permissions for viewing statements and transactions.