General
Timeframes
Fees
Deposits
Spend & Withdraw
100
One Account, Deposit to another account, paper check
Refund options
100
within 10 minutes
Reload at the register
100
$3.95
One Account monthly service fee
100
Direct deposit your paycheck. Transfer money from a third party account. Request money from friends and family with Sponsor accounts. Wire transfer money from a third party account. Deposit checks and money orders directly through the mail. Send funds with a Western Union - Direct to Bank transfer. Deposit checks with your smartphone using EasyDeposit Mobile. Reload @ the Register to deposit cash. Retailers charge a convenience fee of $4.95 or less.
Deposit money options
100
$500
ATM withdrawal
200
HO opening
Thank you for calling Customer Care, my name is...
200
2 - 3 business days
Deposit to another account
200
$2.50
ATM cash withdrawal fee at non HO ATM
200
*purchase a money order, made payable to yourself or Higher One. *Reload @ the Register
2 ways of deposit cash on my One Account
200
$2,500
swipe-and-sign
300
Walmart, 7 eleven, CVS pharmacy
Location to reload at the register
300
5- 7 business days (refund options)
Paper check
300
$0.50
Pin base transaction
300
*Verify that the back of your check is signed. *From the 'Menu' tab, select 'EasyDeposit.' *Enter the amount of the check that you are depositing. *Click 'Continue.' *Follow the directions on the screen to take a picture of the front and back of the check. *Confirm the deposit.
Steps for an easydeposit
300
Transfer money quickly from your OneAccount to an external 3rd party account
wire transfer
400
The only piece of Cardholder information that is secure to post in chat rooms is their
USer ID
400
Initiaded by 3pm will be posted the same day
Wire transfer
400
up to $4.95
Reload at the register
400
is a personal bank account controlled by a person other than the Cardholder (parent, family member or friend) for the purpose of sending money to a student's checking account, serviced by Higher One, Inc. via an ACH transfer.
Sponsor account
400
3.5% of withdrawal amount
teller withdrawal
500
Full name DOB 4 last digits of SSN primary address on file
Verification when CH provides Card #
500
Cut off time is 7pm ESTto posted on the same day
Easy deposit mobile
500
$25.00
Outgoing wire transfer
500
Payroll from an employer (including work study)
Direct Deposit
500
allows you to pay bills by generating a check or electronic payment at no cost.
Online bill pay
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