Banking
One of the factors people use when choosing a bank.
What are Location, Fees, Rates ?
This is what credit card companies charge for use their money.
What Are Goals?
Examples of this type of expense include mortgage/rent, insurance.
What are fixed Expenses ?
The term used to describe the things you spend your money on
What are Expenses ?
credit cards that let you earn money back as you spend.
What is a cashback card?
A request for your bank to pay another party from funds in your account.
What is a cheque ?
The best way to reduce your credit card debt.
What is pay more than the minimum payment required?
The easiest type of expenses to adjust.
What are flexible/variable expenses?
Preferably, the only types of purchases that should be financed are these.
What are large purchases (such as a house or car)?
If you have children, how will you help fund their education?
What Is RESP?
This should be performed monthly to ensure proper record keeping and help protect against identity theft.
What is a bank Password Renewal ?
A credit score is primarily based on a credit report, information typically sourced from credit bureaus.
What is a Credit Score?
An easy way to save money on groceries and household/personal items.
What are coupons?
One of two types of expenses.
What is Variable and fixed ?
Examples are Telebanking ,Internet Banking ,1:1 Personal banking
What are the different ways you can operate your accounts?
The limit of money deposited in a bank that is insured by the CDIC
What is 100,000.00 ?
Advatanges are Convenience,Rewards,and positive credit history
What Are there advantages to using a credit card instead of cash?
Expenses that change monthy (phone bill,hydro,gas)
What flexible/variable expenses?
Saving Money for future purchases
What is a Budget?
When you should invest in an rrsp
What is As Soon As Possible?
This happens when you write checks for more money than is in your account.
What is an Overdraft ?
APR stands for annual percentage rate
What does APR mean and how does it work?
One of the ways (relating to time) that expenses occur.
What is monthly, annually, quarterly, periodically
Where you put your savings/pay cheque
What are Saving /Chequing accounts?
This is the best way to protect your credit rating.
What is Pay your credit card bills on time?