Definitions
Insured Perils
Exclusions
Conditions
Property coverages
100
What is "includes trade, profession or occupation"?
What is Business?
100
What is "This peril does not include loss caused by smoke from agricultural smudging or industrial operations."
What is smoke?
100
Flood, surface water, waves, tidal water, overflow of a body of water, or spray from any of these, whether or not driven by wind;
What is Water damage?
100
Protect the property from further damage.
What is Your Duties after loss?
100
Amount for trailers not used with watercraft?
What is $ 1000?
200
What is "an accident, including continuous or repeated exposure to substantially the same general harmful conditions, which results, during the policy period, in:"?
What is Occurrence?
200
What is "this peril includes loss to watercraft and their trailers, furnishings, equipment, and outboard engines or motors, only while inside a fully enclosed building."
What is Windstorm or hail?
200
Undeclared war, civil war, insurrection, rebellion or revolution:
What is War?
200
In the mortgage clause this word includes trustee?
Who is "mortgagee"?
200
What amount on money, bank notes, bullion, gold other than goldware, silver other than silverware, platinum, coins and medals?
What is 200.00?
300
What is "the one family dwelling, other structures, and grounds"?
What is Residence premises?
300
What is "solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste."
What is Pollutants?
300
With the intent to cause a loss.
What is Intentional loss?
300
If the insurance company decides to cancel or not to renew the policy, the mortgagee will be notified at least
What is 10 days befor the date cancellation or nonrenewal takes effect?
300
Amoung fo loss by theft of firearms?
What is $2000?
400
Who is "One who performs similar duties elsewhere not related to the "business" of an "insured"."?
Who is Residence employee.
400
What is " this peril does not include loss to property contained in a building unless the roof or an outside wall of the building is first damaged by a falling object."
What is Falling objects?
400
Failure of power or other utility services if the failure takes place off the "residence premises".
What is Power failure?
400
This will not impair the right of the mortgagee to recover the full amount of the mortgagee's claim.
What is subrogation?
400
What is - Value of that part of the "residence premises" where you reside less any expenses that do not continue while the premises is not fit to live in?
What is Fair rental value?
500
Who is "You and residents of your household..."?
Who is the insured?
500
What is " In this peril, a plumbing system does not include a sump, sump pump or related equipment."?
What is Accidental discharge or overflow of water or steam.
500
Planning, zoning, development, surveying, siting;
What is Faulty, inadequate or defective?
500
What is defined as - One or more volcanic eruptions that occur within a 72 hour period will be considered as one volcanic eruption.
What is Volcanic Eruption Period?
500
Dollar amount limit paid in any one loss regardless of the number of fallen trees?
What is $500.00.
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