Home Coverage Endorsements
covers your portion of damage to common areas you're responsible for if you live in a shared community — like a condominium building or a neighborhood with a homeowners association (HOA
What is loss assessment coverage
Pays for repairs to home and other structures post earth quake disaster
What is Earthquake Insurance?
Business insurance for a home-based business not provided in a basic homeowner’s policy to cover business equipment and legal liability.
What is Home Business Endorsement?
Property you own.
cover repairs to the service lines themselves
What is service line coverage
Insure home for price you paid for it - coverage amount automatically increases every year to keep up w/ ________
What is Inflation Guard?
Coverage for any boat that you own or use
What is Watercraft Endorsement?
provides coverage to pay for claims of bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.
liability coverage
a variety of appliances and devices in your home are covered in the event that they break down due to mechanical or electrical failure
What is equipment breakdown
Protects you from loss/damage caused by the escape of water into the home.
What is Sewage Backup?
Protection against burglary for your personal assets
What is Theft Coverage?
Insurance that has higher limits or enhanced coverage for a specific item or category of items. Examples include jewelry, computers, and tools.
What is Floater Policy?
how much it’d cost to rebuild your home from the ground up with similar build materials
What is estimated replacement cost
Covers more specialty items than a home insurance policy (in case the value of your belongings is more than the limits of your policy).
What is Scheduled Personal Property?
Covers personal property and liability for houses, condos, and apartments that are rented.
What is Renter's Coverage?
Extra liability insurance created to protect you from major claims and lawsuits. It also helps protect your assets; helps provide more liability coverage for homeowners, auto, boat insurance as well as coverage for injuries, damage to property, and some lawsuits.
What is Umbrella Coverage?
coverage protects your home and personal property from water damage caused by backed up drains, sewage systems, and sump pumps, even if the discharge occurred due to mechanical issues.
What is water backup
Pays for the replacement of your property without depreciation in the event of a covered loss.
What is Personal Property Replacement Cost?
helps cover the costs to rebuild a building after it's damaged or destroyed to make sure it complies with the most up-to-date building codes, ordinances or laws
What is Ordinance or Law Coverage
Protection can range from damage from a fire to theft.
Home insurance?