Dwelling
True or False; Can your home be rebuilt ?
Rebecca gets into a car crash with Fernando. Will this be covered by her Insurance
True or False; Sebastian has a Garden Shed in his house. Is it covered?
What does Medical Payments Coverage cover?
Medical treatments, Transportation/Immediate Care, Pedestrian/Cyclist Protection, and Funeral expenses.
Its fire season in California. If Sebastian's home burns down. He has a deductible of $5,000, he has $15,000 in damage. How much will the Insurance cover.
$10,000
Valeria and Natalie are at a Hotel Lobby. Valeria trips and falls and breaks a glass table. Does their Insurance cover it?
Yes, Accidental Damage
True or False; Sebastian's Nintendo Switch was also in the accident. Is that covered?
True
Jeorge falls on Georges property. Jeorge's arm breaks and he has now has to have it amputated. Does his Medical insurance cover his expenses?
Yes, it does
How does Dwelling Work?
A deductible and a limit.
Claudia is with her Dad Louis. They're in a Supermarket, Claudia falls and sprains her ankle. Does her Insurance cover her injury?
No, because it doesn't occur at their home.
Janet's house burns down because of a grease fire. She tries to get her grand piano claimed. Can she claim it back?
No, because it has to be federally declared disaster.
Richard chokes on a taco on Vincent's property. Richard sues Vincent. Is this covered by his medical payments coverage?
No, it isn't.
What can your home be protected from?
Theft
Amber is at Samantha's House. She trips and hits her head on the fireplace. There's blood everywhere... Amber decides not to sue. Will this go under Samantha's Personal Liability clause.
No it wont.
Karl's house burned down during the California forest fire season. Karl stays at a Hotel during the reconstruction of his house. Is this covered by his Insurance?
Yes he can.
Lisa unfortunately has an accident coming home from work. The other driver flees and leaves her to die. Does her insurance cover her funeral expenses
Yes they do, because it is resulting from a car accident.
Dwelling Coverage Protects every disaster except these two
Floods and Earthquakes
Richard is at Sandra's house. He falls down her stairs because Sandra left a banana peel on the floor and he breaks his ribs. Richard decides to sue Sandra. Will Sandra's Homeowner Insurance cover this?
Yes it does.
What are the 3 things that are covered?
Other Structures, Personal Property, and Loss of Use
Roberto is at Jacobs house. Roberto falls and hits his head. Roberto does not sue. Are his medical expenses covered?
Yes they are.