This coverage provides protection to other structures on the residence premises that are not attached to the dwelling.
What is Coverage B
100
50 percent of Coverage A
What is Coverage C (Personal Property)
100
Falling Objects is not covered
What is HO-8
100
Coverage A limit stated in your policy is not enough to cover the loss to your dwelling, the insurance company will pay the difference, subject to a specified maximum
What is Guaranteed Replacement Cost Coverage
100
Covers from water backup and sump overflow
What is Water Backup and Sump Overflow
200
This coverage provides protection for the contents of your home and other personal belongings owned by you or family members who live with you
What is Coverage C
200
10 percent of Coverage A
What is Coverage B (Other Structures)
200
All perils are covered except those that are specifically excluded
What is HO-3 & HO-5
200
This endorsement extends replacement cost coverage to your personal property, with certain exceptions listed in your policy.
What is Personal Property Replacement Cost
200
This endorsement extends personal liability and medical payments coverage to others while operating certain watercraft.
What is Watercraft Endorsement
300
A provides major property coverage that protects your house and attached structures if it is damaged by certain events.
What is Coverage A
300
20 percent of Coverage A
What is Coverage D (Loss of Use)
300
Coverage for Weight of Ice Sleet or Snow is not covered
What is HO-8
300
covers possessions of high value that are more mobile than most household goods. Some examples are jewelry, furs, coins, guns and computers.
What is Scheduled Personal Property Endorsement
300
Jewelry is covered under this endorsement.
What is Scheduled Personal Property Endorsement
400
This coverage will help with additional living expenses if your home is damaged by a peril insured against to the extent that you cannot live in your home.
What is Coverage D
400
Subject to a minimum as determined by your insurance company
What is Coverage A (Dwelling)
400
Dwelling is not covered under this policy form
What is HO-4
400
This endorsement attempts to keep the dollar amount of coverage on your policy current with the replacement value of your dwelling because of inflation
What is Inflation Guard Endorsement
400
Physical Damage coverage for a boat
What is Watercraft Floater
500
This section of the homeowners policy will provide coverage in the event you or a resident of your household are legally responsible for injury to others.
What is Coverage E
500
Subject to a minimum of $100,000
What is Coverage E (Personal Liability)
500
Contents coverage is named peril under this coverage form
What is HO-2, HO-3, HO-4, & HO-8
500
This endorsement covers property stored in refrigerators and freezers on the residence premises, to a maximum amount of $500