career
What kind of job will aid in paying off your mortgage ?
High paying stable job
How does credit scores play into mortgage costs ?
The higher the credit score, the lower the interest rates.. and the other way around for lower credit scores.
What does it mean to budget ?
To stay within a certain spending amount to be able to afford something else; saving money
You measure my life in hours and I serve you by expiring. I’m quick when I’m thin and slow when I’m fat. The wind is my enemy
A candle
Whats an average mortgage cost?
$1,022-$1,505 a month
How can you build good credit ?
Pay your bills and expenses on time
Why is budgeting while buying a house important?
Mortgages are expensive and you have to make sure you can make the payments
I have cities, but no houses. I have mountains, but no trees. I have water, but no fish. What am I?
A map
How much must you make annually to afford the average mortgage ?
By yourself: $40,000
How can you get a low credit score ?
Being late on bills and not paying things off; debt
How can you budget for your mortgage?
Cut back on unnecessary purchases, veer away from name brand foods (they can cost as much as twice the generic brands)
What is seen in the middle of March and April that can’t be seen at the beginning or end of either month?
The letter R
The above annual income ($40,000) how much is that hourly ?
$20.51 per hour (Full Time)
Why are interest rates higher for lower credit scores ?
You are more of a risk, so they charge more
Should you always budget ?
Staying in a budget will teach you discipline as well as make life expenses much more comfortable
You see a boat filled with people. It has not sunk, but when you look again you don’t see a single person on the boat. Why?
All the people were married
What can minimum wage afford for living space ?
Minimum wage: $1,255 a month
Average Apartment living: $1,231 a month
Living off of minimum wage is almost impossible...
When should you start building credit ?
As soon as possible
Why does a credit card and budget not go well ?
With a credit card, it is easy to spend money you don’t actually have.. a debit card is safer to use when trying to stay within a budget
What English word has three consecutive double letters?
Bookkeeper