HRJ Credit
What is the most typical account type?
Gold
What are credit account incentives to guests?
Early payoff INF, gift card, 10% off repairs, rebate, New acct GC
This coworker's favorite food in cinnamon rolls
What is the range of credit scores?
300-850
How much does an average gold account need to put down to release?
How many credit bureaus are there?
3
How many stores do we currently operate?
18
This coworker can cross each eye .. individually
Kheele
Most important credit factor?
Payment History
How long has HRJ been doing credit?
Since we opened!
What score do you need to get conventional home loan?
620
When did HRJ open?
1956
This coworker doesn't like velvet cloth running in different patterns
Melissa
What is the average credit score in the US?
711
How much available credit does a platinum have?
30-50%
How long does a collection stay on your report?
7 Years
Where did Harry Ritchie work right before he opened Harry Ritchie's?
Weisfiled Jewelers
This coworker can kill you with a daddy long leg spider
Katelyn
How many credit factors are there?
5
Balance over 2k & diamond account
How long does a repossession stay on your credit?
7 years
What did HRJ originally sell when we first opened?
EVERYTHING!!
... including toasters
This coworker has opened for Luke Bryan
Kayla Taylor
What are the credit factors?
Payment History, Amount Owed, Credit History, Credit Mix, New Credit