Checking's
What is the minimum opening deposit for a free checking?
$10.00
What is the minimum opening deposit for a Regular savings Account?
$100.00
When is a customer allowed to withdrawal from CD without a penalty?
At Maturity
What is the name of the automated telephone system that customers use to access their account information?
IBC VOICE
What is the monthly service charge for having a free checking account?
$0.00
What is the minimum balance required to avoid the monthly service charge for a regular savings account?
- $500 daily balance
-$1500 average collected Balance
What is the interest rate on a CD based on?
-CD term
-Deposit Amount
The IBC check card can be used to make purchases at any merchant that accepts_____.
Visa
The free checking account comes with a first order of ___ checks for _____.
40/ free
What is the monthly service charge for falling below the requires minimum balance for a regular savings account?
$5.00
What is the Grace period for making changes to a CD or withdrawals without the penalty?
10 days after maturity
What is the maximum limit I can use daily to make purchases with my Check Card?
3,000.00
The regular checking account offers ____ statements.
Imaged
What is the minimum daily balance required to earn interest on a regular savings account?
$500.00
what is the minimum opening deposit for a CD?
2,500.00
Customers are allowed to withdraw a maximum of $____ per day using an ATM machine.
$700.00
What is the minimum opening deposit for a Regular checking account?
$100.00
How often in interest paid on a regular savings account?
Quarterly
What is the range for CD terms?
30 days to 4 years
Features available with online banking
-transfer funds
-Pay bills
-retrieve 18 months of statements