Thief uses personal information that he has made up.
What is ID fraud
100
Allows thieves to get your personal information from your mailbox.
What is Mail fraud
100
A law that states a company must have a written program to spot the warning signs of identity theft.
What is red flags rule
100
Shred your document before you throw them out to avoid this being done to you.
What is dumpster diving
200
Street term used to describe meth-amphetamine addicts.
What is tweaker
200
Three major credit reporting agencies.
What is Experian, Equifax and TransUnion.
200
A document stating that you have been affected by a date breach.
What is notification letter
200
Watching from binocular while you are at the ATM in an attempt to get your pin number.
What is shoulder surfing.
200
This can be put on your credit report if you become an ID theft victim. This lets everyone know that someone may be trying to steal your information.
What is fraud alert
300
This is usually done by an employee of a restaurant or gas station.
What is skimming
300
They go through garbage bins to find your data.
What is dumpster diving
300
You let a company know that you do not want your information shared. You do not want them to sell your personal information.
What is opt out.
300
Where an employee swipes your card on a device of their own in order to steal your credit card.
What is skimming
300
FCRA
What is fair credit reporting act
400
This is where your check is dipped in acetone so they can write the check for a greater amount.
What is check washing
400
They have the right to dispute inaccuracies in credit history.
What is Fair Credit Reporting Act.
400
Sending an email to a user saying that you are from a legitimate established enterprise. The hope is that the user will surrender important personal information to this entity.
What is phishing
400
The act of tricking someone into something that they normally would not do.
What is phishing
400
This outlines the guidelines for obtaining a periodic free copy of credit report.
What is FCRA
500
Unauthorized access to company data.
What is data breach
500
Uses someone else's personal information as their own.
What is identify theft
500
Demonstrates to law enforcement and credit agencies that you ID has been stolen.
What is Id theft passport.
500
Lending institutions (banks) use these to determine whether or not to open a checking account for an individual.