Scammers
signing someone else's name on a document
What is forgery?
A unique identification number used for retirement benefits and personal information, susceptible to identity theft.
What is a social security number
a program that spreads by first infecting files or the system areas of a computer or network router's hard drive
What is a computer virus?
A detailed report of an individual's credit history, used to monitor for identity theft and unauthorized activities.
What is a credit report?
The fraudulent acquisition and use of a person's private identifying information, often for financial gain.
What is identity theft?
the act of stealing information by breaking into a computer system
What is hacking?
a unique set of digits assigned to you when you open a financial account
What is an account number?
Online platforms where individuals share personal information, which can be exploited by identity thieves for scams and phishing.
What are social media networks?
Transunion, Equifax, and Experian
What are credit bureaus?
Services that track an individual's credit history and report any suspicious activities or unauthorized changes.
What is a credit monitoring service?
A fraudulent attempt to obtain sensitive information by pretending to be a trustworthy entity in electronic communication.
What is phishing?
A website where you can search the birth dates of people who were born in Missouri
What is the Missouri Birth Index?
A password with at least eight characters, including a combination of letters, numbers, and special characters, to enhance security.
What is a strong password?
If you fall behind on payments, the lender or creditor may transfer your account this status and begin contacting you on a regular basis for payment.
What is a collections account?
A report that allows a landlord to check your tenant history as well as your credit history
What is a tenant history report?
a person who pretends to be someone else in order to deceive others, especially for fraudulent gain
What is an impostor?
Monthly financial reports detailing credit card transactions, used to detect unauthorized charges and fraudulent activities.
What is a credit card statement?
a kind of software used to prevent, scan, detect and delete viruses from a computer.
What is antivirus software
Credit card offers sent to individuals without request, which can be exploited by identity thieves to steal mail and personal information.
What is a pre-approved credit offer?
a subset of the deep web that is intentionally hidden, requiring a specific browser—Tor—to access
What is the dark web?
software that enables a user to obtain covert information about another's computer activities by transmitting data covertly from their hard drive
What is spyware?
a thorough explanation of how a company plans to use any personal information that they collect through their mobile app or website
What is a privacy policy?
Software that generates and stores complex, unique passwords for different accounts to enhance security.
What is a password manager?
a request to look at your credit file, and it generally falls into one of two types
What is a credit inquiry?
Secure Web pages will have this in the address bar and a padlock symbol at the bottom of the browser window
What is https?